Why get Over 50 Life Insurance with Legal & General?
Our Over 50s Fixed Life Insurance could be an affordable way for you to leave some money for your loved ones after you die. It could be used to help settle unpaid bills, as a gift or to help towards the cost of a funeral. We're proud that we are the UK's No.1 Life insurance provider1 and we've been able to help protect families for over 180 years.1Term & Health Watch 2024, Swiss Re.
Benefits of Over 50 Life Insurance
How does Over 50 Life Insurance work?
Whether you're over 50, 60 or 70, over 50 life cover is simple. When you get a quote for life cover over 50 - you choose a premium you want to pay and can afford each month, to provide a cash sum that meets your needs. You can decide if you want a little more or less using our quick and easy quote tool.There's more on how much cover you can get below.
What's reassuring to know is once you've taken out your plan, your monthly premium will never go up and your cover won't go down. So, it's a little easier to budget. When you pass on, your loved ones could use this cash sum to help at a difficult time.
This page was last reviewed by our team of financial experts on 21 May 2024.
Getting an Over 50s Life Insurance quote is quick and easy
Call us free on: 0800 316 8539
8:30am to 8pm Monday to Friday
9am to 1pm Saturday
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Over 50 Life Insurance cover details
Over 50 Life Insurance - at a glance
Things you need to know
Please read the key documents before you apply.
Some great reasons to take out cover:
How much Over 50 Life Insurance can you get?
Below are some real life examples of how much over 50s life cover some of our customers who don’t smoke get for £20 a month. You can get your own personalised life insurance over 50 quote if you give us some details about you and the amount you wish to pay. It’s important to think about the cash sum you want to leave behind as well as the premium you can afford.
These life insurance over 50 quotes were taken from legalandgeneral.com on 21 May 2024. As at this time the average monthly premium our customers paid over the last 6 months was £23.58.
| Age when cover starts | Cash sum |
|---|---|
| 50 year old | £6,044 |
| 60 year old | £4,766 |
| 70 year old | £2,948 |
| 80 year old | £1,508 |
You may like to get additional cover at a later stage, or perhaps want to leave separate nest eggs for your grandchildren- so you can choose to take out more than one plan.You may have as many plans as you like so long as the total cash sum value across all Legal & General Over 50s Life Insurance plans doesn't exceed £10,000.
Over 50 Life Insurance explained
Watch our quick video that explains Over 50 Life Insurance and some great reasons to take out cover with Legal & General.
Why choose Legal & General
The UK's No.1 Life Insurance Provider
1Based on new individual Life Insurance sales in 2023, Term & Health Watch report 2024, Swiss Re.
Expert rated
5 Star Defaqto rated cover, the highest rating possible!
Protecting families like yours for over 180 years
We’ve been around since 1836 and are one of the UK’s leading financial services companies.
What is Wellbeing Support?
The wellbeing of our customers is extremely important to us and that’s where Wellbeing Support comes in. We’ve partnered with RedArc Assured Limited, whose registered nurses can provide you with a wide range of wellbeing services. Here's some quick facts about our Wellbeing Support.
Take a look at our dedicated Wellbeing Support hub and find out more.
Care Concierge
If you think that you or someone you know might need care, it can be difficult to know where to start looking or what your options are. Care Concierge is a confidential telephone advisory service that can help you understand and find later life care. Our Care Concierge team have extensive knowledge of the care industry and are completely impartial, allowing you to make an informed decision on the care option that is right for you.
Take a look at our dedicated Care Concierge page to find out more
Our Over 50 Life Insurance claims process
Making a claim
Our experienced claims handlers are trained by the Samaritans and will be there to talk to your loved ones and take the pressure off during this difficult time.
Making a claim is simple and our staff will do everything they can to make sure things run smoothly.
Over 50s Life Insurance pay-out process
In this helpful guide we explain what to expect from an Over 50s Life Insurance claim and a step by step guide to our claims process and how the cash sum is received.
Over 50 life insurance articles and guides
Articles and guides
Read our articles and guides on life after 50. From funeral planning and will writing to dating and travelling we've got you covered
How much does Over 50s Life Insurance cost?
To help you get a better idea of how Over 50s Life Insurance could work for you, we've created some examples of how much a plan might pay out depending on your personal circumstances.
Putting a policy in trust
After taking out Over 50s Fixed Life Insurance you may want to place it in trust to help make sure the right people receive the benefit of your plan quickly, without the need for lengthy legal processes.
Our Over 50 Life Insurance product reviews
As of April 2024,164 customers have rated our Over 50s Life Insurance giving the product an average star rating of 4.7 out of 5 on Trustpilot. The score of 4.7 corresponds to the star label 'Excellent'.