Why get Over 50 Life Insurance with Legal & General?
Our Over 50s Fixed Life Insurance could be an affordable way for you to leave some money for your loved ones after you die. It could be used to help settle unpaid bills, as a gift or to help towards the cost of a funeral.
We're proud that we are the UK's No.1 Life insurance provider1 and we've been able to help protect families for over 180 years.
Here's some great reasons to take out cover with us:
So whether you're over 50, 60 or 70, over 50 life cover is simple. With our Over 50s Fixed Life Insurance you choose a premium you want to pay and can afford each month, to provide a cash sum that meets your needs. When you pass on, your loved ones could use this cash sum to help at a difficult time.
This page was last reviewed by our team of financial experts on 25 September 2023.
Over 50 Life Insurance cover details
Over 50s Fixed Life Insurance at a glance
Things you need to know
Please read the key documents before you apply.
How much Over 50 Life Insurance can you get?
Below are some real life examples of how much Over 50s Life Insurance some of our customers who don’t smoke get for £20 a month. You can get your own personalised quote if you give us some details about you and the amount you wish to pay.
It’s important to think about the cash sum you want to leave behind as well as the premium you can afford.
These quotes were taken from legalandgeneral.com on 20 September 2023. As at this time the average monthly premium our customers paid over the last 12 months was £23.70.
|Age when cover starts
|50 year old
|60 year old
|70 year old
|80 year old
Get a free Over 50 Life Insurance quote online in just a few simple steps
Over 50 Life Insurance explained
Watch our quick video that explains Over 50 Life Insurance and some great reasons to take out cover with Legal & General.
Why choose Legal & General
The UK's No.1 Life Insurance Provider
1Based on new individual Life Insurance sales in 2022, Term & Health Watch report 2023, Swiss Re.
5 Star Defaqto rated cover, the highest rating possible!
Protecting families like yours for over 180 years
We’ve been around since 1836 and are one of the UK’s leading financial services companies.
What is Wellbeing Support?
The wellbeing of our customers is extremely important to us and that’s where Wellbeing Support comes in. We’ve partnered with RedArc Assured Limited, whose registered nurses can provide you with a wide range of wellbeing services. Here's some quick facts about our Wellbeing Support.
Take a look at our dedicated Wellbeing Support hub and find out more.
If you think that you or someone you know might need care, it can be difficult to know where to start looking or what your options are. Care Concierge is a confidential telephone advisory service that can help you understand and find later life care. Our Care Concierge team have extensive knowledge of the care industry and are completely impartial, allowing you to make an informed decision on the care option that is right for you.
Take a look at our dedicated Care Concierge page to find out more
Related information and products
Funeral Benefit Option
We've partnered with Dignity Funerals Limited to offer you Funeral Benefit Option. Add it to your Over 50s Fixed Life Insurance for no additional cost and, at the time of claim we will pay your cash sum directly to Dignity Funeral Limited and a Dignity Funeral Director will take care of your funeral arrangements. Dignity will also contribute an extra £250 towards your funeral costs.
Help towards your funeral costs
One thing’s for sure, funeral costs haven’t been getting any cheaper. The average cost of a funeral in the UK in 2023 was £4,4502. Take a look at our guide on average UK funeral costs in your region.
2Legal & General research, 2023.
Making a claim
Our experienced claims handlers are trained by the Samaritans and will be there to talk to your loved ones and take the pressure off during this difficult time.
Making a claim is simple and our staff will do everything they can to make sure things run smoothly.
Over 50 life insurance articles and guides
Articles and guides
Read our articles and guides on life after 50. From funeral planning and will writing to dating and travelling we've got you covered
How much does Over 50s Life Insurance cost?
To help you get a better idea of how Over 50s Life Insurance could work for you, we've created some examples of how much a plan might pay out depending on your personal circumstances.
Putting a policy in trust
After taking out Over 50s Fixed Life Insurance you may want to place it in trust to help make sure the right people receive the benefit of your plan quickly, without the need for lengthy legal processes.