What is the Funeral Benefit Option?
If you are taking out an Over 50s Fixed Life Insurance policy to help towards funeral costs, you can choose to add the Funeral Benefit Option. This means the cash sum paid out from a valid claim will be paid directly to Dignity Funerals Limited and a Dignity funeral director will take care of arrangements. It doesn't cost you anything extra to add the Funeral Benefit Option.
Get an extra £250 towards your funeral costs
If you are planning to use the cash sum from your Over 50s Fixed Life Insurance to pay towards your funeral, why not add the Funeral Benefit Option to your Plan.
Your family will be in good hands with Dignity
Our Funeral Benefit Option is provided by Dignity. Here is why we’re a good match:
We chose them as our partners because of their proven track record in offering care and compassion to their customers.
- A nationwide network of owned and approved Funeral Directors across the UK offering caring support and an expert service 24 hours a day, 365 days a year
- Dignity have a network of 725 branches nationwide, serving local communities for decades.
- They have 618,000 active funeral plans in pace for their customers
Dignity Funerals Ltd are regulated by the Financial Conduct Authority.
Source: Dignity plc Annual Report & Accounts 2022.
To search for the nearest Dignity Funeral Director, here’s a useful link
How the Funeral Benefit Option works
How to add the Funeral Benefit Option
Our Over 50s Fixed Life Insurance could allow you to leave a fixed cash sum to your loved ones when you pass away, which could be used to help contribute towards your funeral costs or be left as a gift.
If you are looking to leave a sum to help contribute towards funeral costs you could choose to add the Funeral Benefit Option to your plan if you apply by phone. Terms and Conditions apply.
If you already have an Over 50s Fixed Life Insurance with us, you may be able to add the Funeral Benefit Option.
Please call us on: 0370 010 4080 Opening hours: 9am and 5pm Monday to Friday. We may record and monitor calls and call charges will vary.
Funeral Benefit Option FAQs
If you apply for Over 50s Fixed Life Insurance by phone, you can add the Funeral Benefit Option so long as:
- You haven’t already added it to another over 50s life insurance plan (with us or another provider)
- You don’t have a pre-paid funeral plan with Dignity
If you were to take out a pre-paid funeral plan with Dignity in future, your Funeral Benefit Option would be cancelled.
The Funeral Benefit Option can be added for no extra cost to Over 50s Fixed Life Insurance policyholders.
Yes, you can add the Funeral Benefit Option to your existing Over 50s Fixed Life Insurance policy, providing you meet the criteria as mentioned above. Simply contact us to add the option, and Dignity will send you a welcome pack which explains the key details.
Yes, once you’ve added the Funeral Benefit Option, you (or your legal representative) can remove it at any time by contacting us. However, you won’t be able to add the Funeral Benefit Option again.
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Monday to Friday 8:30am - 8pm
Saturday 9am - 1pm
We may record and monitor calls