
Funeral Benefit
Option
What is the Funeral Benefit Option?
If you are taking out an Over 50s Fixed Life Insurance policy to help towards funeral costs, you can choose to add the Funeral Benefit Option. This means the cash sum paid out from a valid claim will be paid directly to Dignity Funerals Limited and a Dignity funeral director will take care of arrangements. It doesn't cost you anything extra to add the Funeral Benefit Option.
Get £250 towards your funeral costs
If you are planning to use the cash sum from your Over 50s Fixed Life Insurance to pay towards your funeral, why not add the Funeral Benefit Option to your Plan.
How does the Funeral Benefit Option work when a claim is made?
If you die within the first year of taking out Over 50s Fixed Life Insurance as a result of an accident (see the Policy Terms and Conditions) or within 90 days of the accident from injuries sustained in it, you will be entitled to the Accidental Death Benefit and the cash sum will be paid to your legal representative rather than Dignity.
If you die within the first year of taking out the Over 50s Fixed Life Insurance for any reason other than an accident, we will not pay the cash sum. Instead, we will refund any premiums already paid to your legal representative rather than to Dignity.
However, if Dignity conducts your funeral, your legal representative would still be entitled to the £250 contribution.
Help towards your funeral costs

Our Funeral Benefit Option is provided by Dignity.
To search for the nearest Dignity Funeral Director, here’s a useful link
All Dignity Funeral Directors are accredited by the National Association of Funeral Directors.
Things you should know
Please read the key documents below before your apply.