Critical illness cover.
What is critical illness cover?
Critical illness cover is designed to pay out a cash sum if you're diagnosed with one of the critical illnesses covered by our policy. This can be added to our life insurance or mortgage life insurance policies.
Critical illness cover helps to protect your future. The tax-free lump sum can be used however you decide; from covering additional medical costs, to paying off your mortgage or providing for your dependants.
Why do you need critical illness cover?
- Among women aged 35-39 around 1,400 cases of breast cancer are diagnosed each year.1
- MS is most often diagnosed in people between the ages of 20 and 40.2
- The chances of surviving a critical illness are increasing due to advances in technology and medicine.
- The most common cause of cancer for men aged between 20-39 is testicular.1
- In 2009 we paid 2149 claims. The average pay out was £70,731 and the largest was £750,000.
So why choose us for your cover?
- We provide cover for 39 critical illnesses.
- We are the UK's number 1 critical illness cover provider.3
- Critical illness cover for your children is included at no extra charge (terms and conditions apply).
- We make a partial pay out in the event of a mastectomy. The original sum assured and premiums are not affected. Conditions apply.
- Additional benefits include accidental death benefit, guaranteed insurability options and a 24 hour medical help line.
1Cancer Research UK
2Multiple Sclerosis Society
3Swiss Re Term & Health Watch report, 2010. Based on new individual critical illness sales in 2009.
Please note that not all types of cancer are covered.
2Multiple Sclerosis Society
3Swiss Re Term & Health Watch report, 2010. Based on new individual critical illness sales in 2009.
Please note that not all types of cancer are covered.
How much does critical illness cover cost?
Our minimum premium is just £6 a month, but your individual premium will depend on your own needs, circumstances and the options you choose. So, please call us for a quote on 0800 027 1976.
You might be interested to know that when you take out life insurance with us, you have the option to pay your premiums monthly or annually. If you decide to pay annually you will receive a discount, giving you cheaper life insurance. Find out how much you could save.
For more details of the illnesses covered, the options available and what is not covered, please refer to the Key Features Document.
You might be interested to know that when you take out life insurance with us, you have the option to pay your premiums monthly or annually. If you decide to pay annually you will receive a discount, giving you cheaper life insurance. Find out how much you could save.
For more details of the illnesses covered, the options available and what is not covered, please refer to the Key Features Document.
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Get a quote
Please call us:
0800 027 1976
0800 027 1976
8am to 8pm Monday to Friday
9am to 5pm Saturday
We may record and monitor calls.
9am to 5pm Saturday
We may record and monitor calls.
Key Documents
Policy Conditions
PDF: 37KB
PDF: 37KB
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© Legal & General Group plc 2010
