Critical illness cover.

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We never think a critical illness is going to happen to us, especially when we feel fit and healthy, but it can and does. 

If the worst does happen, it's important to make sure you're financially protected against the impact a critical illness could have on you and your family. Critical illness cover can be added when you take out life insurance, which starts from as little as £6 a month.

Our Critical Illness Cover at a glance:

Cash Sum        

Critical Illness Cover is designed to pay out your chosen amount of cover if you're diagnosed with a specified critical illness that we cover during the length of your policy. It can be added when you take out life insurance, at an additional cost.
Additional Benefits Additional Benefits such as Children's Critical Illness Cover included at no extra charge. Learn more about additional benefits.
Fixed premiums  Your premiums won't go up, unless you alter your policy, so you'll always know how much you're paying.
Second Medical Opinion service An independent Second Medical Opinion service is available in the event of a claim. This service offers a face to face medical consultation with a Consultant Specialist and supporting medical report. Any alternative diagnosis may be used to support a claim.
Important information This is not a savings or investment product and has no cash value unless a valid claim is made. Please read the  Key Features Document (PDF: 103KB)  

Get a quote and apply online today.

Our claims payout
In 2014 we paid out £161 million in Critical Illness claims, helping over 2,500 people when they needed us most.

Get a quote online

Or call us on 0800 027 1976
8am to 8pm Monday to Friday
9am to 5pm Saturday.

We may record and monitor calls.

Key Information for new customers

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Placing your life insurance policy in trust can also help protect against Inheritance Tax. Visit our Trust Hub for more information.

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We aim to manage all of our claims with compassion and competence. Your dedicated claims handler will look after your claim from start to finish.

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