Critical illness cover.

Get critical illness cover today!

We never think a critical illness is going to happen to us, especially when we feel fit and healthy, but it can and does. Help make sure you're protected from as little as £6 a month.

Our Critical Illness Cover at a glance:

  • Critical Illness Cover can be added to our life insurance policies at an additional cost.
  • Critical Illness Cover pays out your chosen amount of cover if you're diagnosed with one of the conditions we cover during the policy term. It also pays out if you are terminally ill and you meet our definition, except in the last 12 months of the policy.
  • We provide cover for 41 conditions in total, including heart-attack, cancer and stroke. (Not all forms of cancer are covered).
  • Critical Illness Cover for your children is included at no extra charge. Terms and conditions apply. 

We offer a choice of premiums

Guaranteed premiums - your premiums will stay the same unless you alter your plan, so you'll always know how much you're paying.


Reviewable premiums - your premiums are guaranteed for the first five years of the policy. Reviews will then be carried out to determine whether the premium will be changed at the fifth anniversary and every five years after. This is to establish if the premium you're paying is enough to provide the level of cover selected. Learn more about reviewable premiums.

Important things you need to know:

  • This is not a savings or investment product and has no cash value unless a valid claim is made. 
  • Please read our Key Features Document PDF before you apply.

Get a quote

 
Or call us on 0800 027 1976
8am to 8pm Monday to Friday
9am to 5pm Saturday.

We may record and monitor calls and call charges will vary.

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