Life Insurance

Your chosen cash sum could be paid out if you die during the length of the policy. It could be used to help protect the family's lifestyle and everyday living expenses or help to pay the mortgage.

Designed to help protect a repayment mortgage so the amount of cover reduces roughly in line with the way a repayment mortgage decreases. Meaning your loved ones could continue to live in the family home without worrying about the mortgage.

• You'll be covered if you die or if you're diagnosed with a terminal illness (with a life expectancy of less than 12 months) within the length of the policy.
• You choose how much cover you need and how long you need it for.
• Premiums are guaranteed and will not change unless you make changes to the policy.
• Additional benefits are included at no extra cost, such as Free Life Cover and Accidental Death Benefit. Terms and conditions apply.
• You have the option to add Critical Illness Cover at an extra cost when you take out your life insurance policy.

• You won’t be covered if within the first year of the policy you die as result of suicide or intentional and serious self-injury, or an event where in our reasonable opinion, you took your own life.
• You won't be covered if your terminal illness does not meet our definition. See the Policy Booklet PDF for more information.
• You won't be covered if your payments aren’t up to date