Step 2: On your way
While you're making memories, M&S can help you to prepare for your future. Keep up-to-date with your pension here.
It can be easy to lose touch with your pension savings as life gets busier. You should try and keep an eye on your savings pot as you get on with other things too. This doesn’t mean you constantly have to change things, but it’s a good idea to check in regularly to make sure everything is ticking along as you’d like it to.
Life events, like having children or buying your dream house, can have an impact on your finances and can also significantly change your future plans. At this stage of your savings journey, you should be taking some time to think about your investment choices, make sure you’re paying enough in and re-evaluate your goals every now and again as your circumstances change.
More in this section
Reviewing your choices »
It’s important you review the choices you’ve made about your pension savings.
Getting your pensions into one place »
Keeping your pension savings in one place could make them easier to manage, cost you less and give you greater choice.
Investing your savings pot »
Some of the things to think about, should you decide you want to make your own investment decisions.