Document library

This document provides a full overview of the Plan and explains how it works.

If you would like a copy of this document in larger print, braille or audio format please contact us.

Examples of what you might get from your plan in today’s terms and explain how charges, transaction costs and investment performance could impact your pension savings over time.

This is now done in MyHR, please log on to MyHR and do the following:

My HR > Me > Your M&S Pension Saving Plan > Add > Enter contribution percentage amount in the My Contribution box > OK

This is now done in MyHR, please log on to MyHR and do the following:

My HR > Me > Your M&S Pension Saving Plan > Click on the three dots > Edit > Override the contribution percentage amount in the My Contribution box > Submit

This is now done in MyHR, please log on to MyHR and do the following:

My HR > Me > Your M&S Pension Saving Plan > Click on the three dots > End Enrolment > OK

Complete this form to let us know who your pension savings should be paid to in the event of your death. 

There are lots of ways you can use your pension savings and these case studies are just examples of what could be available to you.

For helpful information about investing your pension savings as you approach your selected retirement date.

Covers your full retirement options and includes example case studies.

The Pension Advisory Service has provided a quick guide to pension scams.

This guide is designed for insured arrangements covering the WorkSave Pension Plan and WorkSave Mastertrust.

Explains what to think about when deciding to transfer savings from other accounts to this one and how it works.

This covers allowances which apply to saving for retirement.

You may from time to time require professional financial advice to help you make the most of your savings. We offer you a way of paying your adviser directly from your pot, called a facilitated adviser charge. This guide explains how it works.

You should use this form if you want us to pay your adviser charges directly from your pension pot.