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Marks & Spencer

Document library

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There are plenty of additional documents available to help you understand how your plan works, the benefits it offers, your options at retirement and much more. Click on the link below to open the document you need:

Coll8 onboarding instructions

Explains how to register for Legal & General’s pension app Coll8.

Coll8 onboarding instructions pdf - opens a new window pdf: 706 kb
Member's booklet

This document provides a full overview of the Plan and explains how it works.

If you would like a copy of this document in larger print, braille or audio format please contact us.

Member's booklet - opens in new window pdf: 7480 kb
Your investment options guide

For details of your investment options and what to think about when making a choice on where to invest your money.

Your investment options guide - opens in new window pdf: 875 kb
Illustrations

Examples of what you might get from your plan in today’s terms and explain how charges, transaction costs and investment performance could impact your pension savings over time.

Scheme illustration pdf - opens in new window pdf: 100 kb
At Retirement Advice

When planning for your retirement, you should think about all of your pension savings and any other investments together - not just the savings you have with Legal & General.

Your investment factsheets

Provides links to all your investment factsheets.

Your investment factsheets - opens in new window pdf: 15 kb
Multi-asset fund information guide

This guide explains how the Multi-asset fund works which is part of your default investment option.

Multi-asset fund information guide - opens in new window pdf: 40 kb
Fund specific risks factsheet

This guide explains how the funds fit into different risk categories.

Fund specific risks factsheet - opens in new window pdf: 117 kb
Your guide to understanding fund specific risks

Explains how funds have performed within the risk categories.

Your guide to understanding fund specific risks - opens in new window pdf: 437 kb
Join the Plan form

Complete this form if you wish to join the Plan.

Change your contributions or pension level form

Complete this form if you wish to change your contributions.

Stop contributing to the Plan form

Complete this form if you wish to stop contributing to the Plan.

Nomination of beneficiary form

Complete this form to let us know who your pension savings should be paid to in the event of your death. 

Nomination of beneficiary form - opens in new window pdf: 125 kb
How much membership costs

Outlines how much it costs to be in the Plan including examples.

How much membership costs - opens in new window pdf: 164 kb
Salary exchange

Explains how Salary Exchange works and what it means for you.

Salary exchange - opens in new window pdf: 157 kb
Tax relief

Explains the tax advantages available to you and outlines the different tax relief options.

Tax relief - opens in new window pdf: 121 kb
Tax guide

An introduction to Annual Allowance.

Tax guide - opens in new window pdf: 3040 kb
State Pension

A State Pension is the pension income you can claim from the State. This factsheet explains how it works and the options available.

State Pension - opens in new window pdf: 89 kb
Automatic enrolment factsheet

Current legislation requires all employers to automatically enrol employees into a pension plan. This factsheet gives a quick overview of how it works.

Automatic enrolment factsheet - opens in new window pdf: 121 kb
Retirement case studies

There are lots of ways you can use your pension savings and these case studies are just examples of what could be available to you.

Retirement case studies - opens in new window pdf: 15 kb
Approaching retirement guide

For helpful information about investing your pension savings as you approach your selected retirement date.

Approaching retirement guide pdf - opens a new window pdf: 706 kb
Freedom and choice guide

Covers your full retirement options and includes example case studies.

Freedom and choice guide - opens in new window pdf: 656 kb
Scamproof your savings

The Pension Advisory Service has provided a quick guide to pension scams.

Scamproof your savings - opens in new window pdf: 1360 kb
Your M&S Pension Saving Plan Scheme Account

End of year accounts for the Marks & Spencer Pension Savings Plan.

Your M&S Pension Saving Plan Scheme Account - opens in new window pdf: 989 kb
Trustee details

Find out more about the Trustees of the Plan.

Trustee details - opens in new window pdf: 15 kb
Your guide to how your funds are managed

This guide is designed for insured arrangements covering the WorkSave Pension Plan and WorkSave Mastertrust.

Your guide to how your funds are managed PDF - opens a new window pdf: 1111 kb
Auto enrolment guide

Explains what auto enrolment means, why you've been auto enrolled into the scheme and what your options are.

Auto enrolment guide pdf  - opens a new window pdf: 266 kb
Guide to transferring

Explains what to think about when deciding to transfer savings from other accounts to this one and how it works.

guide to transferring PDF - opens a new window pdf: 295 kb
Tax year rates and allowances guide

This covers allowances, such as the annual and lifetime allowances, which apply to saving for retirement.

tax rates and allowances guide PDF - opens a new window pdf: 572 kb
Facilitated adviser charge guide

You may from time to time require professional financial advice to help you make the most of your savings. We offer you a way of paying your adviser directly from your pot, called a facilitated adviser charge. This guide explains how it works.

Facilitated adviser charge guide pdf - opens a new window pdf: 41 kb
Facilitated adviser charge application form

You should use this form if you want us to pay your adviser charges directly from your pension pot.

Facilitated adviser charge application form pdf - opens a new window pdf: 57 kb
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Manage Your Account

Keeping up to date with your pension savings is easy with Legal & General's online service, Manage Your Account.

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Get in touch

If you have any questions and want to talk to us about your pension plan, get in touch.

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Planning tools

Legal & General's planning tools can help you manage your pension savings.