Document library
There are a variety of helpful documents available to support your understanding of how your plan works. These resources explain the benefits it offers, your options at retirement, and more.
To access a document, select the appropriate link from the list below. Each link will open the document in a new window or tab.
This document provides a full overview of the Plan and explains how it works.
If you would like a copy of this document in larger print, braille or audio format please contact us.
pdf:
3567 kb
Examples of what you might get from your plan in today’s terms and explain how charges, transaction costs and investment performance could impact your pension savings over time.
pdf:
132 kb
Join the Plan form
This is now done in MyHR, please log on to MyHR and do the following:
My HR > Me > Your M&S Pension Saving Plan > Add > Enter contribution percentage amount in the My Contribution box > OK
Change your contributions or pension level form
This is now done in MyHR, please log on to MyHR and do the following:
My HR > Me > Your M&S Pension Saving Plan > Click on the three dots > Edit > Override the contribution percentage amount in the My Contribution box > Submit
Stop contributing to the Plan form
This is now done in MyHR, please log on to MyHR and do the following:
My HR > Me > Your M&S Pension Saving Plan > Click on the three dots > End Enrolment > OK
Complete this form to let us know who your pension savings should be paid to in the event of your death.
pdf:
62 kb
There are lots of ways you can use your pension savings and these case studies are just examples of what could be available to you.
pdf:
15 kb
For helpful information about investing your pension savings as you approach your selected retirement date.
pdf:
706 kb
Covers your full retirement options and includes example case studies.
pdf:
656 kb
The Pension Advisory Service has provided a quick guide to pension scams.
pdf:
1360 kb
This guide is designed for insured arrangements covering the WorkSave Pension Plan and WorkSave Mastertrust.
pdf:
1111 kb
Explains what to think about when deciding to transfer savings from other accounts to this one and how it works.
pdf:
444 kb
This covers allowances which apply to saving for retirement.
pdf:
572 kb
You may from time to time require professional financial advice to help you make the most of your savings. We offer you a way of paying your adviser directly from your pot, called a facilitated adviser charge. This guide explains how it works.
pdf:
41 kb
You should use this form if you want us to pay your adviser charges directly from your pension pot.
pdf:
57 kb
