What to do with the ashes after cremation
If you've recently lost a loved one, you may be wondering what to do with their ashes after cremation. Whether you're planning to scatter ashes in a meaningful location, keep them in an urn, or arrange an interment of ashes, it's important to understand the legal and practical considerations involved.

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What were the final wishes of the deceased?
Before deciding what to do with a loved one's ashes, it's worth considering whether they left any wishes or instructions. These may have been included in their will, estate planning documents or funeral arrangements, or simply shared with family and friends during their lifetime.
If no wishes were recorded, talking through the options with family members can help you reach a decision that feels right for everyone involved. Some families choose to scatter the ashes in a place that held special meaning, while others prefer to keep them in an urn or create a lasting memorial.
In some cases, families decide to divide the ashes between close relatives. While there are no specific laws governing how ashes should be shared, it's usually best to agree on an approach that respects both the wishes of the deceased and those closest to them.
Are there any restrictions on the interment of ashes?
If you'd prefer a permanent place to remember a loved one, there are several options for the interment of ashes.
You may be able to bury ashes within an existing family grave, provided you have the necessary rights and permission from the cemetery. Some cemeteries also offer dedicated plots for ashes, while others provide space in a columbarium, a structure designed to hold cinerary urns.
These options can provide a special place for family and friends to visit, reflect and remember.
Some people choose to bury ashes in a private garden. However, it's worth considering future plans, as moving ashes at a later date can be more complicated and may require official permissions.
What’s the law on scattering ashes?
Many people choose to scatter a loved one's ashes somewhere that was important to them, whether that's a favourite countryside walk, a coastal location or another place filled with special memories.
In the UK, there are generally no national laws preventing ashes from being scattered on land. However, if you'd like to scatter ashes on private property, you should seek permission from the landowner first.
Some organisations and landowners may also have their own restrictions. This is often to help protect the environment, particularly in areas where large numbers of ashes may be scattered over time.
If you're unsure, it's worth checking with the relevant landowner or local authority before making arrangements.
What about scattering ashes at sea?
For some families, scattering ashes at sea can be a fitting tribute, particularly if their loved one enjoyed spending time by the coast or on the water.
The rules around scattering ashes at sea are generally similar to those on land. In most cases, you can scatter ashes without special permissions, although you may need consent if using waterways that pass through privately owned land.
You should also consider any environmental guidance to help protect local wildlife and habitats.
Many coastal locations offer dedicated ash scattering services, giving family and friends the opportunity to gather together and say a final goodbye in a meaningful setting.
Other ways to remember a loved one
If scattering or burying ashes doesn't feel right, there are many other ways to create a lasting tribute to a loved one.
Some people choose to keep a small amount of ashes in memorial jewellery, while others incorporate them into artwork, decorative keepsakes or ornaments that can be displayed at home.
There are also more unusual options available, including incorporating ashes into a vinyl record, a commemorative fireworks display or an aerial scattering ceremony.
Ultimately, the right choice is the one that best reflects your loved one's wishes and provides comfort to those they leave behind.
Help leave something behind for your loved ones
Our Over 50s Fixed Life Insurance could allow you to leave a cash sum to your loved ones when you pass away. It could help contribute towards your funeral costs or be left as a gift.




