Get started with Parent Free Life Cover for 12 months!

Whether you have a new arrival or a toddler, you'll know that being a parent can be the best job in the world, albeit a busy one. You'll often feel like your world has been turned upside down and you don't have a second to spare, but we still need to find time for the things that really matter.

As a parent you'll have an overwhelming feeling of wanting to protect your family so we'd like to get you started with £15,000 of free life cover for 12 months. Just apply before your child's 5th birthday to take advantage.

There is no need to make any purchase and both parents can apply for their own policy. So each policy could pay out £15,000 if the person insured died before the end of the policy.


You can apply for Parent Free Life Cover if:

  • You're a parent aged 18 up to and including 45 years of age.
  • You're named on your child's birth certificate, full adoption certificate, final residence order or special guardianship order.
  • You're a UK resident.
  • You haven't taken out life insurance with us within the last five years.

The policy won't pay out if:

  • Death occurs from self-inflicted injury, including intentionally taking your own life.
  • Your death is caused directly or indirectly from a condition that you've had in the 12 months before the start of the policy.

 Before you apply, please make sure you read the  Parent Free Life Cover Key Features and Policy Terms and Conditions  PDF: 90KB


£15,000 is a great start, but Our Value of a Parent research from 2013 highlights that the average family spends £8,580 a year raising their children, which is £154,440 over 18 years, so if the worst were to happen and you sadly passed away, how would your family cope without your financial support? You can get more cover with our standard life insurance which starts from only £6 a month.