Making a change

After we have accepted your application, you have 30 days to change your mind. If you cancel within this time we will refund any premiums paid. A Cancellation Notice will be sent once the plan has started confirming your right to cancel. If you cancel your policy after the cancellation period, or stop paying premiums at anytime, your cover will end 30 days after the first missed premium and we won't give you any money back. You can cancel your plan after the 30 day period by writing to us.                 

Yes, our Over 50s Fixed Life Insurance Plan can be placed in Trust. This will help to ensure that the correct people receive the cash sum from your plan. Find out more about Trusts.

You may be able to reduce your monthly premium as long as you have held your plan for at least a year. If you reduce your premium your cash sum will also be reduced. Minimum premium applies.