The following additional benefits are included at no extra cost when you take out life insurance.

Accidental Death Benefit We give you Accidental Death Benefit while we process your application, giving you some peace of mind that you’re covered in case of accidental death.
Terminal Illness Cover This benefit means that your policy (minimum term of 2 years) could pay out a lump sum on diagnosis of a terminal illness, rather than on death, providing financial support at a time when it could be needed the most. No terminal illness claim can be made after the death of the person insured.
Making changes to your policy You can make changes to your policy, such as changing the term, the amount of cover, switching from joint to single policies or even changing your premium payments from monthly to annually. We also offer the Guaranteed Insurability option which lets you increase your cover on certain life events.

If you choose to add critical illness cover to your life insurance policy, you'll also get the following additional benefits included at no extra cost.

Accident Hospitalisation Benefit   
In the unfortunate event that you're admitted to hospital with physical injuries immediately following an accident, and you stay for a minimum of 28 days we will pay out £5000.
Children's critical illness cover If you've taken out one of our life with Critical Illness Cover products we will automatically include Children's Critical Illness Cover at no extra cost.


Read the Policy Summary  PDF: 1.61MB and Policy Booklet  PDF: 204KB before you apply.