The following additional benefits are included at no extra cost when you take out life insurance.

Accidental Death Benefit We give you Accidental Death Benefit while we process your application, giving you some peace of mind that you’re covered in case of accidental death.
Terminal Illness Cover Terminal Illness Cover could pay out the full amount of cover when life expectancy is less than 12 months. No terminal illness claim can be made after the death of the person insured.
Making changes to your policy You can increase your cover on certain life events. This is called Changing your Cover.  You can also make other changes such as changing the term, the amount of cover, switching from joint to single policies or even changing your premium payments from monthly to annually. T&Cs apply.

If you choose to add critical illness cover to your life insurance policy at an additional cost, you'll also get the following additional benefits included.

Accident Hospitalisation Benefit   
In the unfortunate event that you're admitted to hospital with physical injuries immediately following an accident, and you stay for a minimum of 28 days we will pay out £5000.
Children's critical illness cover If you've taken out one of our life with Critical Illness Cover products we will automatically include Children's Critical Illness Cover at no extra cost.


Please read the Guide to critical illness cover (PDF: 149KB)  , Policy Summary  PDF: 1.61MB  and Policy Booklet  PDF: 184KB  before you apply.