Second Medical Opinion service
When you take out a new life insurance policy directly through Legal & General, we automatically include our Second Medical Opinion service at no extra cost in the event of a terminal illness claim or critical illness claim (if you’ve chosen to add Critical Illness Cover).
If you choose to use the Second Medical Opinion service, a claim must already have been made. The Second Medical Opinion service provides access to a database of Consultant Specialists throughout the UK, allowing a face-to-face consultation with a supporting report which is sent to both you and your GP.
An alternative diagnosis may be used to support your claim. This new diagnosis or information will not be used to reverse an accepted claim decision. Legal & General will contribute up to £300 for the cost of the face to face consultation. In the event the consultation costs more than this, you will need to fund the remaining balance.
Legal & General will not pay for any additional cost of the initial consultation, travel costs or resulting treatment or medication.
To provide you with this service we’ve teamed up with Healix Health Services Ltd, a UK company employing over 90 fully qualified doctors and nurses. They will manage and co-ordinate appointments, the transfer of medical records and billing on your behalf.
For full details, please read the PDF file: Second Medical Opinion Service Client Flyer (W14015) PDF size: 218KB