What is Critical Illness Cover?

Critical Illness Cover is designed to help protect against the financial impact a critical illness could have on you and your family.  

How does Critical Illness Cover work?

Our Critical Illness Cover can be added to Life Insurance or Decreasing Life Insurance for an extra cost. It could pay out a cash sum if you’re diagnosed with, or undergo a medical procedure for one of the specified critical illnesses we cover during the length of your policy and you survive for 14 days from diagnosis.

  • The cash sum could be used to help with child care costs, household bills or to help maintain your standard of living if you have to take time off work to recover
  • Children's Critical Illness Cover is automatically included. Terms and conditions apply

Who needs Critical Illness Cover?

Critical illness affects many people, at any age, and can turn families’ lives upside down. So anyone may have a need for Critical Illness Cover depending on their individual circumstances. For example, if you have a family, a partner or spouse who depend on your income in case you need to take time off work to recover or pay towards a mortgage on the family home etc.