What is Life Insurance?

Life Insurance is designed to help protect against the financial impact death could have on your family or loved ones.

How does Life Insurance work?

It could pay out a cash sum if you die or are diagnosed with a terminal illness (life expectancy is less than 12 months) while covered by the policy. The amount of cover you choose will always remain the same, unless you alter your policy.

You choose the amount of cover you need and how long you need it for. You can take out life insurance in joint or single names and you can pay your premiums monthly or annually. If you'd like more help our life insurance calculator may be useful or speak to your financial adviser.

  • Premiums start from only £6 a month depending on your individual circumstances
  • The cash sum could help pay the mortgage or to help with everyday living expenses
  • Peace of mind for you knowing life insurance can help financially protect your loved ones
  • Option to add Critical Illness Cover for an additional cost   

Who needs Life Insurance?

Anyone may have a need for Life Insurance depending on their individual circumstances. For example, those with children, a partner or spouse who depend on your income, or those with a mortgage on the family home.