Pension calculators

Whether you’re looking to start a pension for yourself or for a child, our pension calculators can show you what the pension pot could provide at the selected retirement date.

You should consider investing as much as you can afford as early as possible. Saving into a pension plan allows you to take advantage of the tax relief offered by the Government. For example, for every £80 you contribute, £100 is actually invested into your or your child’s pension (£80 divided by 0.80 = £100). Taxpayers who pay more than 20% tax on any of their income can claim even more tax relief.

Contributions calculator for you

Contributions calculator for a child

Important information

  • These calculators use the Government's maximum permitted annual management charge for Stakeholder pensions, which is currently 1.5% a year of the value of the pot for the first 10 years of the plan and 1.0% a year after that.
  • The value of tax relief depends on individual circumstances and is subject to change.
  • The value of investments can go down as well as up, so the value of the pension pot is not guaranteed.
  • The money invested in a pension is normally tied up until the pension pot is accessed. Currently this can be from age 55.

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