House in the country

Why RIO? Interview with an adviser

To understand the experience of advising on a Retirement Interest Only Mortgage (RIO), we spoke to Phil Small of HQ Mortgage and Finance.
Adviser with clients

Make your lifetime mortgage business a success
Couple moving

Five ways equity release can help first-time buyers

More than half of first-time buyers said raising the funds for a deposit was by far the biggest barrier to homeownership.
Houses birds side view

The rise of the asset-affluent

The UK is famously a nation of proud homeowners. Buying, renovating, redecorating and selling property might as well be a national pastime. Still, there’s one element of homeownership which we seem uniquely squeamish about discussing: using a home in retirement planning.
Women with grandchildren

Cascading wealth with a lifetime mortgage

Lifetime mortgages are a growing market. Find out how families can benefit from equity release.
Women walking to estate agents

Making local connections that work
Couple walking

Could property wealth replace a pension?

While many people’s retirement income will be provided by their pension, we consider why using property wealth could be a tax efficient alternative for your clients.
Man with child

Considering lifetime mortgages in estate planning

Estate planning with the family home has traditionally been difficult. We discuss how lifetime mortgages could provide an alternative way to use property in Inheritance Tax (IHT) planning.
Family with an adviser

Cascading wealth: an adviser perspective

First-time buyers need more help than ever to get on the property ladder. Equity release adviser, Sally Jones, shares insight on how clients can cascade wealth with a lifetime mortgage.
Group of people

Lifetime mortgages: the 4 clients to consider

The relationship between a client and their financial adviser is one that will often last many years – even decades. If your client is coming up to retirement, it may be worth considering whether a lifetime mortgage could be right for them.
Couple moving

Is downsizing the only option?

Some of your clients may think downsizing is the only way to boost their finances in retirement. They may not realise a lifetime mortgage could help.
Adviser with clients

Helping your clients build and release equity
Women with grandchild

Your clients helping their grandchildren

With many young people struggling to get a foot on the property ladder - are more grandparents stepping into help?
A group of people

Making lifetime mortgages work for families

Lifetime mortgages can help your client’s family too. Rob Miles talks about families and our new equity release ‘myth busting’ campaign.
Couple moving

Should clients downsize to help grandchildren?

Clients now downsize to help their grandchildren get on the housing ladder, but should they?