Houses birds side view

The rise of the asset-affluent

The UK is famously a nation of proud homeowners. Buying, renovating, redecorating and selling property might as well be a national pastime. Still, there’s one element of homeownership which we seem uniquely squeamish about discussing: using a home in retirement planning.
Women with grandchildren

Cascading wealth with a lifetime mortgage
Women walking to estate agents

Making local connections that work

Jane Hanlon, Mortgage Club Manager at Advise Wise, shares her views on how advisers can build local connections to generate new lifetime mortgage leads for their business.
Couple walking

Could property wealth replace a pension?

While many people’s retirement income will be provided by their pension, we consider why using property wealth could be a tax efficient alternative for your clients.
Man with child

Considering lifetime mortgages in estate planning

Estate planning with the family home has traditionally been difficult. We discuss how lifetime mortgages could provide an alternative way to use property in Inheritance Tax (IHT) planning.
Family with an adviser

Cascading wealth: an adviser perspective
Adviser with clients

Make your lifetime mortgage business a success

Steve Kibler, an equity release adviser from Penvest, shares insight on how to spot new opportunities in the lifetime mortgage market to successfully build your business.

House in the country

Why RIO? Interview with an adviser

To understand the experience of advising on a Retirement Interest Only Mortgage (RIO), we spoke to Phil Small of HQ Mortgage and Finance.
Group of people

Lifetime mortgages: the 4 clients to consider

The relationship between a client and their financial adviser is one that will often last many years – even decades. If your client is coming up to retirement, it may be worth considering whether a lifetime mortgage could be right for them.
Couple moving

Is downsizing the only option?

Some of your clients may think downsizing is the only way to boost their finances in retirement. They may not realise a lifetime mortgage could help.
Adviser with clients

Helping your clients build and release equity

A relationship with a mortgage adviser could build over almost a lifetime - so why should this stop at retirement?
Women with grandchild

Your clients helping their grandchildren
A group of people

Making lifetime mortgages work for families

Lifetime mortgages can help your client’s family too. Rob Miles talks about families and our new equity release ‘myth busting’ campaign.
Couple moving

Should clients downsize to help grandchildren?

Clients now downsize to help their grandchildren get on the housing ladder, but should they?