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Inheritance Tax

Retirement planning

Service updates

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Service updates

We’re introducing a two-stage quote guarantee period

We wanted to provide an early update on a change to our Quote Guarantee Period, which will impact our application process and go live from 5pm on 16 July 2026.

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Service updates

From paperwork to purpose: removing friction from annuity applications

When a client moves into retirement, time becomes critical and advisers need a seamless, efficient process. While the annuity application journey has traditionally relied on paper forms and wet signatures, it has now evolved into something far more streamlined.

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Retirement planning

“Will my income last?” The question shaping modern retirement planning

As retirement planning has evolved, many clients are concerned about whether their income will last as long as they do. This piece explores the growing role of a guaranteed income and a key advice opportunity.

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Finding financial fairness: supporting women in later life divorce

It’s often women who feel the financial burden from a later life divorce. How can advisers help women find financial fairness?

Inheritance Tax Update

Inheritance Tax

Changes to Inheritance Tax on Pensions from April 2027

In the 2024 Autumn Budget statement, Rachel Reeves proposed changes to the way that pension benefits are treated for the purpose of inheritance tax (IHT).

ask the expert

Retirement planning

Ask the expert: How do we empower clients to find happiness in retirement?

Nicola Crosbie sits down to discuss her views on later life planning and the impact solid advice and solutions can have on client wellbeing.

Unlocking retirement happiness

Retirement planning

Unlocking retirement happiness

How can you unlock retirement happiness through annuities? This article reveals why more clients are turning to trusted adviser recommendations, and how you can use that insight to deepen relationships and deliver real value.

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Retirement planning

Happiness in retirement

When you help your clients choose a blended retirement portfolio, you’re setting them up for success and most importantly, happiness.

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Financial struggles delay 280,000 recent divorces: few seek advice

New research reveals that financial pressures have delayed 280,000 recent divorces, with only a small percentage of couples seeking financial advice.

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Retirement planning

What do the happiest retirements look like – and how much do they cost?

We partnered with the world-leading Happiness Research Institute. It’s an independent Danish think tank focusing on wellbeing, happiness and quality of life, led by its CEO Meik Wiking.