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First time buyers

Later life, including RIO

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Insights into later life lending

We spoke to Ian Hughes, Head of Lifetime mortgages at Y3S Loans, to discover how he’s making a difference to the lives of his clients through equity release.

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Five ways equity release can help first-time buyers

More than half of first-time buyers said raising the funds for a deposit was by far the biggest barrier to homeownership.

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A step onto the property ladder: why families need your advice

According to our 2024 research, Bank of Family support for first-time buyers has reached record levels with family helping with 335,300 property purchases.

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How to talk with families about equity release

Our research shows that over 32% of recent homeowners received some sort of financial gift to help them get on the property ladder.

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The bigger picture: Getting to know the Bank of Family

We spoke to later life lending specialist, Mike Jones, to get an adviser’s perspective on the challenges and opportunities of today’s later life lending landscape.

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Bank of Family

Homebuying under 45s aren’t just turning to mum and dad for help anymore. Grandparents, aunts, uncles and friends are lending a hand financially too.

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As cost-of-living eases, client focus shifts to future-proofing finances

Legal & General’s recent data underscores a shift in consumer behaviour, with fewer individuals relying on equity release for immediate living expenses or emergency funds.

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Payment Term Lifetime Mortgage: Setting the scene

If you’re looking for a new way to help your 50+ working clients borrow against their home along, our PTLM could be the answer.

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Divorce in later life

Divorce is on the rise and shows no signs of slowing down. In fact, one in three divorces occur after the age of 50. Find out how you could help.

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Later-life divorce: tackling the financial blind spots

Divorce after 50 can be financially complex compared to those who divorce earlier in life. But as our latest research reveals, many couples aren’t looking at all aspects of their wealth when they separate.