
Every client has a story
Every day, advisers help clients navigate important decisions.
From adapting to unexpected life changes to creating a more comfortable retirement, every decision is shaped by a unique set of circumstances, priorities and goals.
In this series, Emilie from L&G steps outside the office to meet the clients and advisers behind those conversations. Together, they explore the experiences that have shaped each journey.
Because every client has a story.
Watch the trailer

Every client has a story / 03 Jul 2026 / 01:05
Meet the people behind the stories
Hear directly from clients and their financial advisers as they share the real stories behind their lifetime mortgage journeys.
More customer stories from L&G
See how authenticity, compassion and teamwork help us lead the way:
Our equity release products and tools
Products

Retirement Interest Only Mortgage
A type of residential mortgage that allows clients aged 55 and over to release equity from their home, which they must pay all the monthly interest each month for the life of the loan.

Interest Roll Up Lifetime Mortgage
Allows clients aged 55 and over to release equity from their home without having to move or make any monthly payments.

Optional Payment Lifetime Mortgage
Allows clients aged 55 and over to release equity from their home and pay some or all of the monthly interest which will reduce the amount of interest that rolls up.

Payment Term Lifetime Mortgage
Allows clients aged 50 and over to release equity from their home and pay all the interest each month for a chosen payment term after which the interest rolls up. This may reduce the overall cost of the loan.
Calculators
Lifetime Mortgage calculator
Demonstrate how much your client may be able to borrow with our Lifetime Mortgages.
RIO affordability calculator
See how much your client maybe able to borrow with our Retirement Interest Only Mortgage (RIO) affordability calculator.
Support for your customers

Product governance
We’ve provided below some important information about our approach to Consumer Duty including information about our product governance processes and who our products may or may not be suitable for.





