Women with child

Annuities

Helping you and your clients with annuities.

An annuity provides security for your clients, something many people crave during retirement. 

Our Pension Annuity provides a guaranteed income for life, with enhancements available for people whose lifestyle choices or medical history could shorten their life expectancy.

We also offer two fixed term annuities: our Fixed Term Retirement Plan and Cash-Out Retirement Plan. Both plans can provide a guaranteed income over a chosen period of time more flexibly than you might think. As more people transition gradually towards retirement, our fixed term plans can help, perhaps providing temporary income until occupational pensions or state pensions become payable.

And Lifetime Care Plan, our immediate needs annuity, could help your clients fund their care fees..

Our annuity products

Couple on a cruise

Pension Annuity

Allows your clients to plan their future knowing what their income will be each year, confident that payments won't fall, with the choice of a fixed or increasing income.

Man on a bike

Fixed term annuities

Our Fixed Term Retirement Plan and Cash-Out Retirement Plan allow your clients to receive regular income payments over a term of between 3 and 40 years.

Women walking

Lifetime Care Plan

Our Lifetime Care Plan, an immediate needs annuity, provides a guaranteed monthly payment for life to help pay for your clients’ care fees.

Contact centre

Intermediary Annuity Support Team

Speak to our team for help with your annuity quotes and applications. Call our team on:

0345 071 0040 

Monday to Friday 9am – 4pm*

Or email them**

*Call charges will vary. We may record and monitor calls. 

**If you're contacting us by email please remember not to send any personal, financial or banking information belonging to you or your client because email is not a secure method of communication.

Tools and apply

Online application forms

You can now apply online for our Pension Annuity and fixed term annuities products.

We’ve also outlined the key stages in our Pension Annuity and fixed term annuities application process so that you know what to expect at every stage, from the application being received through to the first payment being made.

Quoting and portals

Find out how to quote for our annuity products, how portals can support your business and what further training is available with us.

Track My Apps

Our unique and simple online tool that will help you follow the progress of your new business Pension Annuity and fixed term annuity applications from start to finish.

Retail Annuities distribution team

Cecilia Furner

"As a team we build partnerships and consultative relationships with advisers and firms; we help grow their businesses, as well as deliver value for their clients."

Cecilia Furner, Distribution Director, Retail Annuities

Adviser Academy

Discover our range of videos and webinars or take a look at our latest articles and insights.

People in an office

Need help?

You can contact our services teams to help you with your query.