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Business protection

Policies for small and medium-sized businesses

Our business protection products are designed to be comprehensive and flexible, so you can offer cover that’s made to protect every company, key person, partnership and beneficiary.

Protection for every business

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Executive Income Protection

Can help protect small business clients against the financial impact of an employee’s incapacity on the business.

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Key Person Protection

Can help your client cover costs such as reduced profits or to fund replacement staff after the loss of a key person.

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Key Person Income Protection

Pays businesses a monthly benefit if a key employee can't work because of an illness or injury.

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Share Protection

Helps business owners buy out shares after the loss of a partner or director.

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Business Loan Protection

Helps your client pay outstanding loans or debts after the loss of a guarantor or key individual.

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Relevant Life Plan

A tax-efficient way for your client to offer a death-in-service benefit to their employees.

Umbrella Benefits

Additional cover your client can count on
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Wellbeing Support

Access included as standard with our business protection products. Personalised practical and emotional telephone support from a registered nurse. Provided by RedArc Assured Limited

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Rehabilitation Support Service

Included as standard with Executive Income Protection and Key Person Income Protection. Supports a quicker return to work, and good physical and mental health.