Tools and calculators

Protection tools and calculators for advisers

Supporting your advice with tools and calculators

Access our most-used tools and calculators to save time, work more efficiently, and provide accurate, tailored recommendations for your clients. From understanding risk to calculating premiums, these resources are designed to make your advice process smoother and more effective.

PSU Tool

Get instant, anytime access to indicative decisions for single or multiple medical conditions, including BMI, family history, and more. You can also search for your previous online indications, using the reference number provided on each indication.

Direct debit calculator

Personal protection that can be tailored to suit your client’s needs with cover that’s made to protect every family, mortgage and lifestyle.

Risk reality calculator

An odds calculator to show the probability of certain life events happening to your client.

Personal protection calculators

Decreasing term calculator

See how much your clients could receive in the event of a claim.

Maximum stepped benefit calculator

Discover your personalised income protection benefits using our simple stepped benefit calculator.

BMI rating tool

Show how your client's premium could increase due to their BMI.

You will need to login to OLP Connect to use this tool.

Business protection calculators

Business value calculator

Assess the potential value of a business and the potential total amount of cover needed.

Key person calculator

Work out the value of a key person and the amount of cover needed in the event of their critical illness or death.

Premium equalisation calculator

Use to even out differences in premiums between partners/ shareholders, usually due to differences in health and age.

Access our full range of resources

Insights and articles

Our latest analysts and expert views to give you a deeper insight into market trends and products.

Webinars and CPD

Earn structured CPD with our CII-accredited webinars and workshops.

Tools and calculators

Access our Protection tools and calculators for your next client meeting.

Literature library

Access our full library of documents, guides and forms to support your advice process.