RIO affordability calculator

Our Retirement Interest Only Mortgage (RIO) calculator is currently unavailable

Our RIO affordability calculator is currently unavailable due to scheduled maintenance.

We're sorry for any inconvenience caused.

To find out what your client can borrow, you can use our contact form below for our Sales Support team to contact you back.

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Our Sales Support team to contact you within 12 working hours.

Available for clients aged 55+

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A fixed interest rate that will never increase.

So your clients always know exactly what their monthly payment is.

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Borrow up to 8.5 times annual income.

Potential to borrow more based on your client's income than they can with other mortgage providers, subject to affordability checks.


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Interest-only monthly payments.

Your clients only pay the interest each month, and it will never go up.



Quoting and services

Available Portals

Quotes for our Retirement Interest Only Mortgage are available through the listed portals.


Mortgage Brain


Air Mortgage Club

Ready to apply?

Log in to start the application process for your client's RIO product to start an illustration and submit an application.