Enhanced Pension Annuity
Our Enhanced Pension Annuity can offer clients extra income where they've one or more medical condition or lifestyle health risk.
Your client's income will be based directly on their health at the time they buy their annuity. It's important that you give us full and accurate information about any medical conditions and/or lifestyle health risks. Terms and conditions apply to enhanced annuity rates.
The following are not exhaustive lists and we may be able to consider other conditions. Please contact us if your client has a condition not listed here or on the non-qualifying conditions below.
Potentially qualifying medical conditions
Non-qualifying medical conditions
Our underwriting guide
Accurate underwriting is essential to providing your clients with the maximum income we can offer. Read our guide for more information.
Key documents

Broker Quotes Specialists
Speak to our team for help with your Pension Annuity or fixed term annuity quotes. Call our team on
0345 071 0040
Monday to Friday 9am – 5pm*
Or email them**