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Starting a family

Starting a family is said to be one of the most difficult yet rewarding stages of life. Here we provide you with information you should consider when starting a family, from the costs of raising children to how your advice shapes the person they become.

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When you’re serious about starting a family, there’s suddenly so much to think about. Are you ready to start a family? Here we help you think about the financial implications of starting a family.

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When a new family member is on the way – through birth, adoption, surrogacy or fostering - there’s lots of financial help available to make life a little easier. Here we cover benefits and support that may be available to you.

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Now that you’re a parent, life has changed completely. You may stay in a lot more than you go out. The new denim jacket you want is for your baby, not for you. Here we help you think about protecting your new family and planning for their future.


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Use this calculator to help you work out how much you may need to save and spend to be prepared for the new arrival.