What mortgage could you afford?

You can use this calculator to give you a rough idea of the amount you might be able to borrow.

The type of property you can buy often boils down to the amount of money that a mortgage lender will lend to you.

This mortgage calculator will give you a rough idea of the sort of amount you might be able to borrow.

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Estimated time to complete: 5 minutes

The tool above is provided by MoneyHelper. Please refer to their website for the MoneyHelper privacy notice.

Key points

This calculator only provides a rough guide to what a mortgage might cost you
The result will show you how much the mortgage might cost you based on a repayment mortgage over a 25 year repayment term and with a specific interest rate
You can change the purchase price, your deposit, the term and the interest rate to see how much the mortgage might cost you under different circumstances on the results screen

If you think you are ready

start looking at properties to buy in your price range and slightly above, you may be able to get a deal on price
see as many properties as you can so that when you find ‘the one’ you can be more confident you are buying the right property for you at the right price