Gareth leads the advice teams that help our customers with protection, later-life mortgages and retirement planning. He makes sure they receive clear, trusted financial advice that delivers real value for them and meets all regulatory standards too. 

Dan leads the development and delivery of our regulated advice offering. He makes sure that it’s competitive, follows all relevant regulations and – most importantly – gives our members what they need. His passion for good advice is based on his direct experience of the real, practical benefits it can bring. That’s supported by his drive to make advice as widely accessible as possible, rather than just serving people with bigger pots.

Ciara has over 20 years’ experience in financial services. She uses this knowledge to help people feel more confident about their financial future. She takes time to understand what matters most to each person. This helps her give clear, practical advice that fits their needs and goals.

Mike helps people feel clear and confident about their finances. He takes time to listen, so he can understand what matters most to each person and give advice that fits their needs. 

With more than 13 years of experience in financial services, Joel leads a team of paraplanners who support customers throughout their advice journey.

As one of our financial advice team, Daniel aims to give our customers everything they need to make well-informed financial decisions. And as a later life mortgage specialist, he focuses on helping them release equity from their homes. That can help them with everything from living better lifestyles to staying in much-loved family homes.

As one of our later life mortgage specialists, Omar helps people release money from their properties to meet their later life goals. Those goals can include anything from enjoying a better lifestyle or helping family members to staying in the home they’ve always lived in or achieving financial security.