Hodge Lifetime

How to register with this lender as a new user

There is no requirement to pre register with Hodge Lifetime before sending in an application. On receipt of your first application or illustration request we will add your details to our adviser database.

How to add Mortgage Club as a payment route with this lender

Note Legal and General mortgage club in the club/network section on the application form.

How to contact this lender

For all your enquiries, quotations and case progressing please call our experienced business development and support team on 0800 731 4076, we are here to help.

If you would prefer to email, contact us at: info@hodgelifetime.co.uk for all enquiries, quotations and case progressing or mortgages@hodgelifetime.co.uk for all your new business and decision in principle applications. 

Why choose Hodge Lifetime?

As a small specialist lender, we have thrived on being innovative and offering a personal and professional service.

We offer our products solely via intermediaries with:

  • Experienced customer service and broker support team with no call centre.
  • Experienced underwriters.
  • Business Development Managers to help you do business with us.
  • Expertise in dealing with borrowers’ complex financial arrangements when moving into retirement.

Our residential mortgage products

The 55+Mortgage offers the following:

  • Interest only mortgage.
  • Available to applicants between ages of 55-85.
  • Loan terms from 5 years up to the youngest borrower’s 95th birthday.
  • Acceptable repayment vehicles include downsizing, sale of other properties or investments.
  • Pensions, investments and rental incomes are all acceptable sources of retirement income, in addition to employment income pre-retirement.
  • Loans available for most purposes from £20,000-£1,000,000.

The 55+ RIO Mortgage offers the following:

  • Interest only mortgage.
  • Available to applicants between ages of 55-85.
  • No end date – mortgage runs to borrower’s death or entry into long term care.
  • Repayment vehicle is sale of property.
  • Pensions, investments and rental incomes are all acceptable sources of retirement income, in addition to employment income pre-retirement.
  • Loans available for most purposes from £20,000-£1,000,000.
     

For full details of these mortgages and the current interest rates visit www.hodgeforintermediaries.co.uk.

Doing business with us

For all your enquiries, quotations and case progressing please call our experienced business development and support team on 0800 731 4076, we are here to help.

If you would prefer to email, contact us at: info@hodgelifetime.co.uk for all enquiries, quotations and case progressing or mortgages@hodgelifetime.co.uk for all your new business and decision in principle applications. 

Please obtain a decision in principle from us prior to sending in a full application.

Visit https://www.hodgeforintermediaries.co.uk/resources/ for application forms and other product literature.                                                                                                      

Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
Lump Sum Lifetime Mortgage 2.250% +£50 2.250%
Retirement Mortgage 1.250% +£50 1.250%
Flexible Lifetime Mortgage 2.250% +£50 2.250%
Residential Product (55+ and 55+ RIO) 0.550% 0.500%
Over 55 Retention 0.250% 0.220%