More 2 Life.

How to register with this lender as a new user

Visit and click on the ‘Online Portal’ link. From here follow the onscreen instructions to submit your registration.

How to contact this lender

Contact Amanda Day on 03454 150 150 or with any queries you many have.

All applications must be submitted online.

The more 2 life website is also able to provide support for advisers.

What makes us different

more 2 life is the third largest provider of lifetime mortgages in the UK and we are passionate about providing innovative lending solutions to meet your clients’ needs. Whether they are healthy, unhealthy or looking to repay some of the capital, we could have a solution for them.

Product range

We offer the widest choice of lifetime mortgages in the market:

Tailored Choice Plan
Our Tailored Choice Plan is an ideal solution for clients with medical conditions or lifestyle issues who are looking to release the maximum amount as either a lump sum or to have as a drawdown facility. We have the highest LTVs on the market and your client could qualify by answering ‘yes’ to just one of our 13 simple health and lifestyle questions. Even being overweight, smoking or having high blood pressure can mean your clients qualify for a much higher loan amount, and our simple underwriting process means that there is no need for a medical examination.

This plan also comes with a Guaranteed Inheritance Feature as standard, at no extra cost. This allows your client to protect a percentage of their property value for their loved ones.

Capital Choice Plan
The Capital Choice Plan allows clients to make up to 10% capital repayments per year without Early Repayment Charges. Clients can make repayments as soon as the mortgage completes. This plan comes with a very competitive interest rate and also the option of a 2% cashback. This plan also comes with a Guaranteed Inheritance Feature as standard, up to a maximum of 50%.

This is intended for intermediaries only and has not been approved for customer use. 



Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
Tailored Choice 2.250% 2.250%
Capital Choice 2.250% 2.250%
Capital Choice Plus 2.250% 2.250%
Maximum Choice Drawdown 2.250% 2.250%
Maximum Choice Lump Sum 2.250% 2.250%