More 2 Life.
How to register with this lender as a new user
Register via fastpath
Since our foundation in 2008, we’ve dedicated ourselves to later life lending and nothing else. By being specialists in the equity release market, you can conﬁdently recommend a more2life plan knowing it’ll be market-leading and feature-rich.
By backing you with the technology to accelerate your success - like our online portal, fastpath - you can spend less time doing admin and more time focusing on your mission to secure your clients the retirement they deserve.
No other lender can provide you with the breadth of modern plans, LTVs, features, extras and competitive rates which you can offer your clients with more2life.
We arm you with the broadest range of lifetime mortgages and features on the market for added flexibility and protection, now and in future. Our features include:
- Partial repayments – Depending on the plan recommended, your clients could repay up to 12% of their initial loan in any 12 month period from when the loan completes, without incurring any early repayment charges.
- ERCs – There are plans available with fixed ERC’s to provide the client with clarity and peace of mind from day one.
- Early repayment charge exemptions – In joint cases, the remaining borrower can repay their loan in full without incurring any ERCs within 3 years of the death or admission into long-term care of the first borrower.
- Inheritance protection – Your client can protect a percentage of their home’s future value as long as they don’t take the maximum loan offered. The percentage of loan not taken is the same percentage of their home’s future value which will be protected.
- Downsizing protection – After an initial period of 5 years from when the loan completes, your client can repay their loan in full without incurring any ERCs, if they move to a property outside of our lending criteria.
Technology for success
Thanks to our fastpath portal, you can take a client from KFI all the way to completion without ﬁlling in any paperwork. This together with automated, digital processes means you spend less time doing paperwork, and more time growing your business.
Fully digital with mobile and tablet friendly application features such as: online case tracking, automatic email updates and SMS valuation booking options for your client.
From the moment you register, you are assigned with dedicated business development and telephone support, along with access to online tools never seen before in the equity release market, resources and CII accredited webinars to take advantage of anywhere, anytime - even when you're out in the field. Take a look
Find a range of fantastic resources in our Learning Lab
Register on fastpath
This is intended for intermediaries only and not for customer use.
|Fee received from lender|
|We'll pay you|
|Capital Choice Plus||2.250%||2.250%|
|Maximum Choice Drawdown||2.250%||2.250%|
|Maximum Choice Lump Sum||2.250%||2.250%|