Perenna Bank

How to register with this lender as a new user

If you are an Intermediary authorised by an approved firm on our Panel, and you have received training from our Business Development Team then you can now register to access the Perenna Portal.   

Your Firm Administrator will need to request your access and send you a link to our online registration form. Once you have submitted your registration, we aim to process your application within two working days. A member of the Intermediary Support Team will get in touch using the details you provide once we have processed the registration request.   

If you need support with your registration or wish to talk to someone about joining the Perenna Panel, please contact the Intermediary Support Team. 

How to add Mortgage Club as a payment route with this lender

When you register with us, you will automatically be set up under the Mortgage Club.  

How to contact this lender

We offer dedicated support for Intermediaries. You can contact our Business Development Team with any new business enquiries or for any training needs. Our Intermediary Support Team is available 9-5 Monday to Friday to support registration, new business enquiries, DIP declines, escalations, and application advice.   

Intermediary Support 

Available Monday – Friday, 9am – 5pm (except bank holidays) 

Call 0333 344 1013 



Mortgage Processing 

Available Monday – Friday, 9am – 5pm (except bank holidays) 

Call 0333 344 1013 


Who we are

Perenna Bank has arrived.  

Welcome to fixed rates without the catch.  

We believe it’s time for a change in the mortgage market. For too long, the market has focussed on short-term lending. As a result, you constantly need to chase new business. And your customers are exposed to interest rate risk; something that is having devasting consequences on many homeowners right now.  

At Perenna, we’re focusing on long-term value for our customers and our broker partners. We’ve made it our mission to create a nation of happy homeowners, where everyone who can afford a home can own one. We don’t think homeowners should have to worry about rates changing or being denied access to mortgage products in the future. That’s where we come in. No teaser rates, no rising payments, no shocks.   Our ambition is to provide fair and flexible mortgages with short early repayment charges, that meet the needs of borrowers across the UK, whether they are first-time buyers, home movers, want to remortgage or borrow in retirement.

What we do

Perenna offer long term fixed rate residential mortgages.  

Our products are fixed for the entire term of the loan and come with only a 5-year early repayment charge.  

For us, age is just a number. That’s why we don’t have a maximum age cap. 

Our products come with flexibility as standard too, offering porting, further borrowing, and rate switching once the ERC period is over.  

We think it’s time to shake up the mortgage market, and we are inviting you along for the journey. You’ll receive a proc fee on completion and we’ll also offer trail commission to reward you for regularly reviewing your customers’ needs. 

Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
All products0.40%0.37%
Additional Borrowing/ Porting0.20%0.18%
Trail Commission0.20%0.18%