Zephyr Homeloans

How to register with this lender as a new user

Go to https://zephyrhomeloans.co.uk/ and select Register – the link is on the menu bar at the top of every page.

How to add Mortgage Club as a payment route with this lender

Once you have registered, login in to our online portal and follow these details on our Selecting Mortgage Club Guide.

How to contact this lender

Call their intermediary support team on 0370 707 1894(Mon to Fri 9am to 5pm).

•Send general enquiry emails to newbusiness@zephyrhomeloans.co.uk

•For BDM contact details and other information –please visit https://zephyrhomeloans.co.uk/contact/

We’ve got Buy-to-Let lending covered from A-to-Zephyr

We’re a new dedicated buy-to-let lender, providing a range of mortgage products focused on meeting the needs of professional property investors.

The buy-to-let market is evolving and becoming more complex, especially regarding tax rules and regulations.

We’re here to support intermediaries by staying one step ahead of the market,offering proactive guidance and providing mortgage solutions that will help you meet the needs of your clients.

Visit our website to find out more

Product and Criteria Highlights

  • Landlords with DSS tenants accepted
  • UK permanent Right to Reside
  • Minimum of one full year’s trading required for Self employed and Contractors
  • No minimum income for Standard applications, £25K gross for professional landlords
  • Income top-ups acceptable
  • Maximum age 95 years at completion of mortgage
  • HMO’s to 6 bedrooms
  • MUFB’s – up to 6 units
  • Flats above commercial Properties
  • Ex-Local Authority & Deck Access
  • Large loan Size – up to £2,000,000
  • Up to 80% LTV
  • Unlimited background portfolio
  • Minimum property value £100K HMO, £75K standard properties
  • Minor adverse considered

Links to important docs

All about Zephyr

Product guide

Submission Guide

Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
Buy to Let 0.500% 0.450%