We offer a range of retirement products to meet your client's needs.
What's new
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Energy Saver Cashback offer
Addressing climate change proactively
We’ll provide 10% cashback on the total cost of home energy efficiency improvements, up to £1,000 on an initial advance and up to £200 on a drawdown.
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Retirement Interest Only Mortgage
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We've launched our RIO
Our Retirement Interest Only Mortgage (RIO) is now available. It's an interest-only mortgage with a fixed interest rate for life.
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Property valuations
Lockdown
The Government have announced a third national lockdown that began at midnight on the 6 January 2021. Following advice from our valuation provider, we're pleased to advise that physical valuations remain available during this lockdown and we'll continue to accept applications for properties.
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Latest insights
Category: Lending
Could property wealth replace a pension?
While many people’s retirement income will be provided by their pension, we consider why using property wealth could be a tax efficient alternative for your clients.
Category: Lending
Supporting your clients through a divorce in later life
More retirees than ever are choosing to separate in later life, which can have a huge impact on financial wellbeing. We explain how advisers can support clients through the divorce process and help them reach best outcomes to embrace a fresh start.
Category: Income
Longevity: The hub of retirement planning
We’re living for longer and choosing more varied retirements than ever before. Although we don’t know how long an individual may live, we can take steps to help clients deal with the risks posed by longevity.