We offer a range of retirement products to meet your client's needs.
What's new
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Energy Saver Cashback offer
Addressing climate change proactively
We’ll provide 10% cashback on the total cost of home energy efficiency improvements, up to £1,000 on an initial advance and up to £200 on a drawdown.
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Retirement Interest Only Mortgage
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We've launched our RIO
Our Retirement Interest Only Mortgage (RIO) is now available. It's an interest-only mortgage with a fixed interest rate for life.
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Property valuations
Lockdown
The Government have announced a “lockdown” from Thursday 5th November. Following advice from our valuation provider, we're pleased to advise that physical valuations remain available during this lockdown and we'll continue to accept applications for properties.
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Latest insights
Category: Lending
Considering lifetime mortgages in estate planning
Estate planning with the family home has traditionally been difficult. We discuss how lifetime mortgages could provide an alternative way to use property in Inheritance Tax (IHT) planning.
Category: Lending
Why RIO? Interview with an adviser
To understand the experience of advising on a Retirement Interest Only Mortgage (RIO), we spoke to Phil Small of HQ Mortgage and Finance.
Category: Income
Managing retirement income in uncertain markets
In times of uncertainty, some clients may benefit from the security, peace of mind and flexibility that fixed term annuities can provide.