Premiums start from £5 a month, depending on your age. Limitations and exclusions apply.
£85 M&S gift card when you take out cover online by 31 March 2018.
What is Life Insurance?
Life Insurance, also known as life cover or life assurance helps you to financially protect your family's future. It could pay out a cash sum if you die while covered by the policy. You choose the amount of life cover you need and how long you need it for and you can pay your premiums monthly or annually. Life Insurance offers reassurance that your family will still be looked after financially should the worst happen.
*Based on new individual life insurance sales in 2016, Term & Health Watch report 2017, Swiss Re.
What is Over 50s Life Insurance?
Our Over 50s Life Insurance Plan is designed to meet the demands and needs of people aged 50 to 80 who don’t have funds to help contribute towards funeral costs or to leave as a gift to family and want a cash sum to give to their loved ones when they die. It’s for people who want guaranteed acceptance with a simple application process and would prefer not to answer medical or lifestyle questions. There may be other products available if you want to answer lifestyle and medical questions.
Additional product options:
Could pay out a cash sum if you’re diagnosed with one of the many critical illnesses that we cover, such as heart attack, cancer and stroke**. It can be added for an extra cost when you take out Life Insurance or Decreasing Life Insurance.
Help protect the home your family love with mortgage life insurance from only £6 a month. Choose Life Insurance where the amount of cover remains the same or Decreasing Life Insurance where the amount of cover decreases in line with the way a repayment mortgage decreases.
** Some types of cancer are not included and to make a claim for some illnesses, you need to have permanent symptoms.
Why Critical Illness Cover?
Nobody likes to think about the possibility of getting critically ill, but should the worst happen it makes sense to have critical illness cover in place for you and your family. The cash sum pay out could help ease the emotional and financial stress you might feel. It could be used to cover loss of earnings, help with medical treatment, childcare bills or even a big family holiday to help you recover.
What is Mortgage Life Insurance?
It's designed to pay out a cash sum to help pay off your mortgage if you die during the length of the policy, so your loved ones could continue to live in the family home without worrying about the mortgage. You can choose Life Insurance where the amount of cover remains the same or Decreasing Life Insurance where the amount of cover decreases in line with the way a repayment mortgage decreases.
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