Tax-free cash to spend on whatever you want
Equity release is a way of releasing cash from your home while you still live in it. The most popular form of equity release is called a lifetime mortgage, which is a loan secured on your home.
Lifetime mortgages are available to homeowners aged 55 or over. You can take a lump sum all at once, a series of lump sums when it suits you, or a regular income. You don’t have to repay anything back until you die or move out of your home into long-term care.
Is a lifetime mortgage right for you?
Use the money however you want
Home improvements, pay off an existing mortgage or just topping up your monthly income – it’s up to you. There may be cheaper ways to borrow money
Provide an inheritance
A lifetime mortgage will reduce an inheritance. You can protect part of the value of your home so it can still be left as an inheritance.
You don't have to move home
A lifetime mortgage means you can stay in your own home, but still access the money tied up in it
Fixed interest rates
Our rates are fixed so they will never change during the life of the loan
Nothing to repay while you live in the home
You don’t have to repay any of the money or the interest until you die or move permanently out of your home into long-term care
No negative equity guarantee
Whatever happens to the value of your property, you will never owe more than the price it is sold for. Subject to terms and conditions
Our Lifetime Mortgages
Find out more about the Lifetime Mortgages we offer and how they could help you.
Terms and conditions

Speak to one of our specialist advisers
Call us for a no-obligation chat about later life mortgages.
0808 163 8828
Monday to Sunday 8:30am - 8:00pm
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