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Where’s the best place to retire in Great Britain?

Retirement is personal. That’s why the best place to live in retirement depends on who you are, what you love doing and what sort of later lifestyle you’d like to lead.

So we’ve researched the UK’s happiest retirement hotspots and ranked them according to factors that are important to people retiring in Great Britain.

To find out about ideal places to retire, we’ve looked at their:

  • Leisure and shopping amenities
  • Levels of health and healthcare
  • How social and community-spirited they are
  • Access to green spaces and nature
  • Local income levels, and housing and living costs

You can explore all the best towns for retirees on our hotspot map. You can click on each location for some topline details about it. It covers the best places to retire in England, Scotland and Wales.

If you want to dig deeper, just scroll down past the map to find all of our research results in full. And if you’d like us to suggest some top retirement spots for you, take our retirement quiz. 

Rank Constituency County
1 Chesham and Amersham Buckinghamshire
2 Beaconsfield Buckinghamshire
3 Dorking and Horley Surrey
4 Godalming and Ash Surrey
5 Mid Sussex West Sussex
6 Woking Surrey
7 Farnham and Bordon Surrey
8 Esher and Walton Surrey
9 Suffolk Coastal Suffolk
10 East Grinstead and Uckfield West Sussex
11 Henley and Thame Oxfordshire
12 Sevenoaks Kent
13 New Forest West Hampshire
14 Ruislip, Northwood and Pinner Outer London
15 Tatton Cheshire
16 West Dorset Dorset
17 Surrey Heath Surrey
18 Maidenhead Berkshire
19 Windsor Berkshire
20 Guildford Surrey

 

Rank East Midlands East of England London
1 Rutland and Stamford Suffolk Coastal Ruislip, Northwood and Pinner
2 Newark Harpenden and Berkhamsted Wimbledon
3 Rushcliffe South Suffolk Richmond Park
4 Grantham and Bourne Brentwood and Ongar Chelsea and Fulham
5 Melton and Syston Bury St Edmunds and Stowmarket Bromley and Biggin Hill
6 High Peak South Norfolk Kingston and Surbiton
7 Harborough, Oadby and Wigston Maldon Hammersmith and Chiswick
8 Derbyshire Dales St Albans Cities of London and Westminster
9 Sleaford and North Hykeham Castle Point Kensington and Bayswater
10 Mid Derbyshire Broadland and Fakenham Harrow West

 

Rank North East North West Scotland
1 Hexham Tatton Mid Dunbartonshire
2 North Northumberland Macclesfield Stirling and Strathallan
3 Stockton West Fylde East Renfrewshire
4 City of Durham Chester North and Neston West Aberdeenshire and Kincardine
5 Tynemouth Westmorland and Lonsdale Na h-Eileanan an Iar
6 Darlington Altrincham and Sale West Argyll, Bute and South Lochaber
7 Cramlington and Killingworth Cheadle Perth and Kinross-shire
8 Newcastle upon Tyne North Congleton Caithness, Sutherland and Easter Ross
9 Sunderland Central Wirral West Berwickshire, Roxburgh and Selkirk
10 Stockton North Ribble Valley Dumfries and Galloway

 

Rank South East South West Wales
1 Chesham and Amersham West Dorset Monmouthshire
2 Beaconsfield Salisbury Dwyfor Meirionnydd
3 Dorking and Horley North Cotswolds Vale of Glamorgan
4 Godalming and Ash Cheltenham Ynys Mon
5 Mid Sussex Exmouth and Exeter East Mid and South Pembrokeshire
6 Woking Honiton and Sidmouth Bangor Aberconwy
7 Farnham and Bordon Poole Caerfyrddin
8 Esher and Walton North Somerset Gower
9 East Grinstead and Uckfield Wells and Mendip Hills Bridgend
10 Henley and Thame South Dorset Brecon, Radnor and Cwm Tawe

 

Rank West Midlands Yorkshire & The Humber
1 Solihull West and Shirley Harrogate and Knaresborough
2 Stratford-on-Avon Wetherby and Easingwold
3 West Worcestershire Skipton and Ripon
4 Meriden and Solihull East York Outer
5 Kenilworth and Southam Thirsk and Malton
6 Bromsgrove Richmond and Northallerton
7 Shrewsbury Scarborough and Whitby
8 Kingswinford and South Staffordshire Brigg and Immingham
9 South Shropshire York Central
10 Stone, Great Wyrley and Penkridge Selby

 

Rank Constituency County
1 Bristol Central   Bristol
2   Gloucester   Gloucestershire
3   Bournemouth East   Dorset
4 Plymouth Sutton and Devonport Devon
5 Bournemouth West Dorset
6 Salisbury Wiltshire
7 Cheltenham Gloucestershire
8 Exeter Devon
9 Weston-super-Mare Somerset
10 West Dorset Dorset
11 Filton and Bradley Stoke Gloucestershire
12 Torbay Devon
13 Oxford East Oxfordshire
14 Hove and Portslade East Sussex
15 South Dorset Dorset
16 Milton Keynes Central Buckinghamshire
17 Reigate Surrey
18 Swindon South Wiltshire
19 Beaconsfield Buckinghamshire
20 Portsmouth South Hampshire

 

Rank Constituency County
1 Chesham and Amersham Buckinghamshire
2 Winchester Hampshire
3 Beaconsfield Buckinghamshire
4 Esher and Walton Surrey
5 Epsom and Ewell Surrey
6 Richmond Park Outer London
7 Arundel and South Downs West Sussex
8 Tunbridge Wells Kent
9 Guildford Surrey
10 Windsor Berkshire
11 Maidenhead Berkshire
12 Mid Buckinghamshire Buckinghamshire
13 Godalming and Ash Surrey
14 Oxford West and Abingdon Oxfordshire
15 Dorking and Horley Surrey
16 Romsey and Southampton North Hampshire
17 Ruislip, Northwood and Pinner Outer London
18 Reigate Surrey
19 Farnham and Bordon Surrey
20 Henley and Thame Oxfordshire

 

Rank Constituency County
1 Fylde Lancashire
2 Lowestoft Suffolk
3 Dorking and Horley Surrey
4 East Renfrewshire East Renfrewshire
5 Mid Sussex West Sussex
6 East Thanet Kent
7 High Peak Derbyshire
8 Mid Dunbartonshire East Dunbartonshire
9 Bognor Regis and Littlehampton West Sussex
10 Exmouth and Exeter East Devon
11 East Grinstead and Uckfield West Sussex
12 West Worcestershire Worcestershire
13 Great Grimsby and Cleethorpes Lincolnshire
14 Suffolk Coastal Suffolk
15 Cannock Chase Staffordshire
16 Sevenoaks Kent
17 Ruislip, Northwood and Pinner Outer London
18 Whitehaven and Workington Cumbria
19 Folkestone and Hythe Kent
20 Morecambe and Lunesdale Lancashire

 

Rank Constituency County
1 Sheffield Hallam South Yorkshire
2 West Aberdeenshire and Kincardine Aberdeenshire
3 Tatton Cheshire
4 Stockton West County Durham
5 Wetherby and Easingwold North Yorkshire
6 Edinburgh South City of Edinburgh
7 Edinburgh West City of Edinburgh
8 Chester South and Eddisbury Cheshire
9 Mid Dunbartonshire East Dunbartonshire
10 Wirral West Merseyside
11 Newcastle upon Tyne North Tyne and Wear
12 Aberdeen South Aberdeen City
13 Stirling and Strathallan Stirling
14 Mid Derbyshire Derbyshire
15 Cardiff North South Glamorgan
16 Perth and Kinross-shire Perth and Kinross
17 Gower West Glamorgan
18 North East Fife Fife
19 Hexham Northumberland
20 Altrincham and Sale West Greater Manchester

 

Rank Constituency County
1 Castle Point Essex
2 South Holland and The Deepings Lincolnshire
3 South Cambridgeshire Cambridgeshire
4 St Neots and Mid Cambridgeshire Cambridgeshire
5 Sleaford and North Hykeham Lincolnshire
6 South Norfolk Norfolk
7 Waveney Valley Norfolk
8 South Suffolk Suffolk
9 Esher and Walton Surrey
10 Broadland and Fakenham Norfolk
11 Norwich North Norfolk
12 Surrey Heath Surrey
13 Ely and East Cambridgeshire Cambridgeshire
14 Newark Nottinghamshire
15 Sherwood Forest Nottinghamshire
16 North East Cambridgeshire Cambridgeshire
17 Grantham and Bourne Lincolnshire
18 Huntingdon Cambridgeshire
19 Mid Norfolk Norfolk
20 South West Norfolk Norfolk

 

Rank Constituency County
1 Cities of London and Westminster Inner London
2 Holborn and St Pancras Inner London
3 Islington South and Finsbury Inner London
4 Dwyfor Meirionnydd Gwynedd
5 Glasgow East Glasgow City
6 Newcastle upon Tyne Central and West Tyne and Wear
7 Kensington and Bayswater Inner London
8 Glasgow North Glasgow City
9 Sheffield Central South Yorkshire
10 Glasgow South Glasgow City
11 Liverpool Riverside Merseyside
12 Birmingham Ladywood West Midlands
13 Rochester and Strood Kent
14 Manchester Central Greater Manchester
15 Leeds Central and Headingley West Yorkshire
16 Hammersmith and Chiswick Inner London
17 St Ives Cornwall
18 Stirling and Strathallan Stirling
19 West Dunbartonshire West Dunbartonshire
20 Dumfries and Galloway Dumfries and Galloway

 

Top 10 by region

Rank Housing pillar Health pillar Social and Community Pillar
1 Nottingham East Rushcliffe High Peak
2 Nottingham South Harborough, Oadby and Wigston Sleaford and North Hykeham
3 Lincoln Rutland and Stamford Rutland and Stamford
4 Northampton North Mid Leicestershire Boston and Skegness
5 Chesterfield Derbyshire Dales Melton and Syston
6 Derby South Melton and Syston Gainsborough
7 Nottingham North and Kimberley Newark Newark
8 Gedling Daventry South Holland and The Deepings
9 Loughborough South Leicestershire Louth and Horncastle
10 Leicester West Broxtowe Amber Valley

 

Rank Financial pillar Nature pillar Amenities pillar
1 Mid Derbyshire South Holland and The Deepings Leicester South
2 Rushcliffe Sleaford and North Hykeham Newark
3 Daventry Newark Nottingham East
4 Rutland and Stamford Sherwood Forest Boston and Skegness
5 South Northamptonshire Grantham and Bourne High Peak
6 Mid Leicestershire Loughborough Rutland and Stamford
7 Derbyshire Dales Bassetlaw Nottingham South
8 Newark Gainsborough Bassetlaw
9 Leicester South Boston and Skegness Derby South
10 Harborough, Oadby and Wigston Broxtowe Derbyshire Dales

 

Rank Housing pillar Health pillar Social and Community Pillar
1 Bedford Harpenden and Berkhamsted Lowestoft
2 Hemel Hempstead St Albans Suffolk Coastal
3 Norwich South Hertsmere Castle Point
4 Peterborough South West Hertfordshire South Suffolk
5 Cambridge Brentwood and Ongar Central Suffolk and North Ipswich
6 Ipswich Cambridge Brentwood and Ongar
7 Ely and East Cambridgeshire South Cambridgeshire Broadland and Fakenham
8 Southend West and Leigh Chelmsford Welwyn Hatfield
9 North West Cambridgeshire St Neots and Mid Cambridgeshire Ely and East Cambridgeshire
10 Harpenden and Berkhamsted Hitchin Harpenden and Berkhamsted

 

 

Rank Financial pillar Nature pillar Amenities pillar
1 Harpenden and Berkhamsted Castle Point Suffolk Coastal
2 Suffolk Coastal South Cambridgeshire Cambridge
3 Chelmsford NewSt Neots and Mid Cambridgeshireark Norwich South
4 St Albans South Norfolk North Norfolk
5 South Norfolk Waveney Valley Great Yarmouth
6 South West Hertfordshire South Suffolk West Suffolk
7 Maldon Broadland and Fakenham Basildon and Billericay
8 North East Hertfordshire Norwich North North West Norfolk
9 South Cambridgeshire Ely and East Cambridgeshire South Suffolk
10 Bury St Edmunds and Stowmarket North East Cambridgeshire Colchester

 

Rank Housing pillar Health pillar Social and Community Pillar
1 Clapham and Brixton Hill Richmond Park Ruislip, Northwood and Pinner
2 Leyton and Wanstead Ruislip, Northwood and Pinner Stratford and Bow
3 Vauxhall and Camberwell Green Twickenham West Ham and Beckton
4 Tooting Wimbledon East Ham
5 Holborn and St Pancras Bromley and Biggin Hill Harrow East
6 Greenwich and Woolwich Cities of London and Westminster Hornchurch and Upminster
7 Harrow West Kensington and Bayswater Hammersmith and Chiswick
8 Hackney South and Shoreditch Croydon South Ilford North
9 Croydon West Kingston and Surbiton Ilford South
10 Streatham and Croydon North Chipping Barnet Uxbridge and South Ruislip

 

 

Rank Financial pillar Nature pillar Amenities pillar
1 Wimbledon Hornchurch and Upminster Cities of London and Westminster
2 Ruislip, Northwood and Pinner Romford Holborn and St Pancras
3 Twickenham Old Bexley and Sidcup Islington South and Finsbury
4 Richmond Park Bexleyheath and Crayford Kensington and Bayswater
5 Hampstead and Highgate Orpington Hammersmith and Chiswick
6 Croydon South Bromley and Biggin Hill Brentford and Isleworth
7 Orpington Beckenham and Penge Bethnal Green and Stepney
8 Bromley and Biggin Hill Harrow West Bermondsey and Old Southwark
9 Cities of London and Westminster Harrow East Hampstead and Highgate
10 Beckenham and Penge Ruislip, Northwood and Pinner Chelsea and Fulham

 

Rank Housing pillar Health pillar Social and Community Pillar
1 Sunderland Central Hexham North Northumberland
2 Gateshead Central and Whickham Stockton West Hexham
3 Newcastle upon Tyne Central and West North Northumberland Cramlington and Killingworth
4 Darlington Newcastle upon Tyne North Blyth and Ashington
5 Newcastle upon Tyne East and Wallsend City of Durham Redcar
6 Tynemouth Newcastle upon Tyne Central and West Hartlepool
7 Blyth and Ashington Darlington North Durham
8 Hartlepool Gateshead Central and Whickham Easington
9 North Northumberland Tynemouth Bishop Auckland
10 Cramlington and Killingworth Stockton North Tynemouth

 

 

Rank Financial pillar Nature pillar Amenities pillar
1 Stockton West Stockton West Newcastle upon Tyne Central and West
2 Newcastle upon Tyne North Stockton North North Northumberland
3 Hexham Middlesbrough and Thornaby East Hexham
4 City of Durham Darlington Sunderland Central
5 North Northumberland Hexham Stockton North
6 Tynemouth North Northumberland Blyth and Ashington
7 North Durham Cramlington and Killingworth Newton Aycliffe and Spennymoor
8 Middlesbrough South and East Cleveland Blyth and Ashington Newcastle upon Tyne North
9 Bishop Auckland South Shields Bishop Auckland
10 Blaydon and Consett Jarrow and Gateshead East South Shields

 

Rank Housing pillar Health pillar Social and Community Pillar
1 Liverpool Riverside Tatton Fylde
2 Manchester Rusholme Altrincham and Sale West Whitehaven and Workington
3 Bolton South and Walkden Cheadle Morecambe and Lunesdale
4 Hyndburn Westmorland and Lonsdale Macclesfield
5 Salford Ribble Valley Congleton
6 Manchester Central Chester South and Eddisbury Westmorland and Lonsdale
7 Bootle Macclesfield Tatton
8 Birkenhead Wirral West Penrith and Solway
9 Bolton North East Chester North and Neston Carlisle
10 Worsley and Eccles Warrington South Pendle and Clitheroe

 

 

Rank Financial pillar Nature pillar Amenities pillar
1 Tatton Chorley Liverpool Riverside
2 Chester South and Eddisbury Altrincham and Sale West Manchester Central
3 Wirral West Stretford and Urmston Manchester Rusholme
4 Altrincham and Sale West Tatton Liverpool Wavertree
5 Fylde Macclesfield St Helens South and Whiston
6 Westmorland and Lonsdale Congleton Chester North and Neston
7 Cheadle Crewe and Nantwich Preston
8 Macclesfield Chester South and Eddisbury Westmorland and Lonsdale
9 Sefton Central Chester North and Neston Tatton
10 Chester North and Neston Mid Cheshire Burnley

 

Rank Housing pillar Health pillar Social and Community Pillar
1 Edinburgh North and Leith Edinburgh West East Renfrewshire
2 Glasgow North East Renfrewshire Mid Dunbartonshire
3 Na h-Eileanan an Iar Edinburgh South Na h-Eileanan an Iar
4 Glasgow North East Berwickshire, Roxburgh and Selkirk Caithness, Sutherland and Easter Ross
5 Edinburgh East and Musselburgh Edinburgh North and Leith Argyll, Bute and South Lochaber
6 Dundee Central Aberdeen South Orkney and Shetland
7 Livingston Mid Dunbartonshire Central Ayrshire
8 North East Fife West Aberdeenshire and Kincardine Inverclyde and Renfrewshire West
9 Argyll, Bute and South Lochaber Gordon and Buchan Dumfries and Galloway
10 Edinburgh South West Stirling and Strathallan Dumfriesshire, Clydesdale and Tweeddale

 

 

Rank Financial pillar Nature pillar Amenities pillar
1 West Aberdeenshire and Kincardine Na h-Eileanan an Iar Glasgow East
2 Edinburgh South West Aberdeenshire and Kincardine Glasgow North
3 Edinburgh West Gordon and Buchan Glasgow South
4 Mid Dunbartonshire Aberdeenshire North and Moray East Stirling and Strathallan
5 Aberdeen South Dumfriesshire, Clydesdale and Tweeddale West Dunbartonshire
6 Stirling and Strathallan Dumfries and Galloway Dumfries and Galloway
7 Perth and Kinross-shire Moray West, Nairn and Strathspey Inverness, Skye and West Ross-shire
8 North East Fife Midlothian Caithness, Sutherland and Easter Ross
9 Dunfermline and Dollar Alloa and Grangemouth Edinburgh North and Leith
10 Edinburgh South West Mid Dunbartonshire Berwickshire, Roxburgh and Selkirk

 

Rank Housing pillar Health pillar Social and Community Pillar
1 Oxford East Chesham and Amersham Dorking and Horley
2 Hove and Portslade Winchester Mid Sussex
3 Milton Keynes Central Beaconsfield East Thanet
4 Reigate Esher and Walton Bognor Regis and Littlehampton
5 Beaconsfield Epsom and Ewell East Grinstead and Uckfield
6 Portsmouth South Arundel and South Downs Sevenoaks
7 East Surrey Tunbridge Wells Folkestone and Hythe
8 Reading Central Guildford Surrey Heath
9 Slough Windsor Fareham and Waterlooville
10 Ashford Maidenhead Woking

 

 

Rank Financial pillar Nature pillar Amenities pillar
1 Woking Esher and Walton Rochester and Strood
2 Wokingham Surrey Heath Brighton Pavilion
3 Henley and Thame Chesham and Amersham New Forest West
4 Beaconsfield Woking East Thanet
5 Chesham and Amersham Wokingham Isle of Wight East
6 Mid Sussex Earley and Woodley Chesham and Amersham
7 Winchester Sevenoaks Isle of Wight West
8 Godalming and Ash Gravesham Hastings and Rye
9 Guildford Godalming and Ash Oxford East
10 East Grinstead and Uckfield Farnham and Bordon Southampton Itchen

 

Rank Housing pillar Health pillar Social and Community Pillar
1 Bristol Central West Dorset Exmouth and Exeter East
2 Gloucester Bristol Central Weston-super-Mare
3 Bournemouth East Salisbury Honiton and Sidmouth
4 Plymouth Sutton and Devonport Bath South Dorset
5 Bournemouth West Exmouth and Exeter East Torridge and Tavistock
6 Salisbury Cheltenham West Dorset
7 Cheltenham North Cotswolds Poole
8 Exeter Mid Dorset and North Poole North Somerset
9 Weston-super-Mare South Cotswolds Mid Dorset and North Poole
10 West Dorset Truro and Falmouth South East Cornwall

 

 

Rank Financial pillar Nature pillar Amenities pillar
1 North Somerset Tewkesbury St Ives
2 Bath Stroud Bristol Central
3 North Cotswolds Salisbury West Dorset
4 Wells and Mendip Hills East Wiltshire South Dorset
5 Salisbury Chippenham Bath
6 South West Devon Melksham and Devizes Salisbury
7 South Cotswolds South West Wiltshire North Cotswolds
8 Bristol Central Glastonbury and Somerton Swindon South
9 Christchurch Yeovil Bristol East
10 West Dorset West Dorset Cheltenham

 

Rank Housing pillar Health pillar Social and Community Pillar
1 Swansea West Cardiff North Monmouthshire
2 Cardiff South and Penarth Monmouthshire Bridgend
3 Newport West and Islwyn Bangor Aberconwy Mid and South Pembrokeshire
4 Caerphilly Vale of Glamorgan Dwyfor Meirionnydd
5 Vale of Glamorgan Gower Vale of Glamorgan
6 Cardiff North Dwyfor Meirionnydd Merthyr Tydfil and Aberdare
7 Neath and Swansea East Ynys Mon Ynys Mon
8 Cardiff East Cardiff South and Penarth Clwyd North
9 Pontypridd Cardiff West Llanelli
10 Ynys Mon Mid and South Pembrokeshire Brecon, Radnor and Cwm Tawe

 

 

Rank Financial pillar Nature pillar Amenities pillar
1 Cardiff North Monmouthshire Dwyfor Meirionnydd
2 Gower Caerfyrddin Brecon, Radnor and Cwm Tawe
3 Cardiff South and Penarth Llanelli Mid and South Pembrokeshire
4 Vale of Glamorgan Clwyd East Caerfyrddin
5 Cardiff East Alyn and Deeside Bangor Aberconwy
6 Monmouthshire Ynys Mon Monmouthshire
7 Clwyd East Clwyd North Ceredigion Preseli
8 Cardiff West Vale of Glamorgan Montgomeryshire and Glyndwr
9 Ceredigion Preseli Neath and Swansea East Ynys Mon
10 Brecon, Radnor and Cwm Tawe Aberafan Maesteg Pontypridd

 

Rank Housing pillar Health pillar Social and Community Pillar
1 Birmingham Edgbaston Sutton Coldfield West Worcestershire
2 Birmingham Ladywood Solihull West and Shirley Cannock Chase
3 Birmingham Erdington West Worcestershire Solihull West and Shirley
4 Wolverhampton West Stratford-on-Avon Kingswinford and South Staffordshire
5 Birmingham Hall Green and Moseley Kenilworth and Southam Stone, Great Wyrley and Penkridge
6 Birmingham Selly Oak Meriden and Solihull East Meriden and Solihull East
7 Sutton Coldfield Bromsgrove Wyre Forest
8 Dudley Warwick and Leamington South Shropshire
9 Birmingham Northfield South Shropshire Stratford-on-Avon
10 Wolverhampton North East Shrewsbury Tamworth

 

 

Rank Financial pillar Nature pillar Amenities pillar
1 Kenilworth and Southam North Warwickshire and Bedworth Birmingham Ladywood
2 Sutton Coldfield Lichfield Dudley
3 Meriden and Solihull East Droitwich and Evesham Stourbridge
4 Stone, Great Wyrley and Penkridge Bromsgrove Stratford-on-Avon
5 Solihull West and Shirley Nuneaton Stoke-on-Trent Central
6 Lichfield Stone, Great Wyrley and Penkridge Hereford and South Herefordshire
7 Stratford-on-Avon Kingswinford and South Staffordshire Birmingham Perry Barr
8 West Worcestershire Aldridge-Brownhills Worcester
9 Droitwich and Evesham Walsall and Bloxwich Wolverhampton West
10 South Shropshire Rugby Coventry South

 

Rank Housing pillar Health pillar Social and Community Pillar
1 Leeds Central and Headingley Harrogate and Knaresborough Great Grimsby and Cleethorpes
2 Bradford West Skipton and Ripon Brigg and Immingham
3 Sheffield Central Sheffield Hallam Harrogate and Knaresborough
4 York Central Leeds North West Kingswinford and South Staffordshire
5 Leeds South York Outer Skipton and Ripon
6 Bradford South Wetherby and Easingwold Thirsk and Malton
7 Bradford East Colne Valley Scunthorpe
8 Keighley and Ilkley Shipley Wetherby and Easingwold
9 Scarborough and Whitby Richmond and Northallerton Richmond and Northallerton
10 Huddersfield Ossett and Denby Dale Selby

 

 

Rank Financial pillar Nature pillar Amenities pillar
1 Sheffield Hallam North Warwickshire and Bedworth Sheffield Central
2 Wetherby and Easingwold Doncaster East and the Isle of Axholme Leeds Central and Headingley
3 Skipton and Ripon Doncaster Central Kingston upon Hull West and Haltemprice
4 Colne Valley Doncaster North Bradford West
5 York Outer Rother Valley Halifax
6 Keighley and Ilkley Rawmarsh and Conisbrough Leeds South
7 Goole and Pocklington Rotherham Scarborough and Whitby
8 Harrogate and Knaresborough Brigg and Immingham York Central
9 Shipley Great Grimsby and Cleethorpes Richmond and Northallerton
10 Richmond and Northallerton Goole and Pocklington Thirsk and Malton

 

Getting your finances ready for retirement

If you're still saving for your retirement, think about consolidating your pensions. Bringing them all together in one place makes them easier to manage and you could save money on fees too. 
If you have savings you may be able to pay them into your pension. If you need more flexibility, a stocks and shares ISA could be a good long-term saving option. 
If you don’t have a pension, we’d recommend starting one. If your employer doesn’t provide one or you’re self-employed, setting up a personal pension is quick and easy.
If you’re not sure how best to save for your retirement, we’d recommend a chat with a financial advisor. Our own Retirement Advice Service can give you tailored advice and support. 

Making the most of your pension when you retire

If you want the security of a guaranteed income, an annuity might be right for you. But it’s very important to choose the right one for you – once you’ve set it up, you can’t change it. 
If you need flexibility, drawdown might be best. That lets you take money out of your pension whenever you need it. But you’ll need to plan carefully to make sure you don’t run out of money. 
If you’ve built up a lot of equity in your home, it could be worth looking at a later life mortgage. It’s a loan secured against your home, so it’ll help you draw on that equity – without downsizing.
If you need a combination of all that, you can always mix and match these and other retirement income options. You don’t ever have to choose just one of them. To explore your options, use our Retirement Income Calculator. It’ll show you how much tax-free cash, monthly income or lump sum you could get with your pension savings. 

Dig deeper into retirement planning

Quick, easy pension calculator

See if you’re on track to retire when you want to with the pension pot you’re expecting. And if you’re not, we’ll give you personalised hints and tips to help you get back on track.

Pension calculator

Retirement income calculator

Our calculator provides a helpful estimate of your potential retirement income. Knowing how much money you’ll have in retirement can help you plan when you would like to retire, and how you would like to spend your retirement.

Retirement income calculator

Before accessing your pension pot

Do you want the security of a guaranteed income for life? Or is flexibility more important to you? Make sure you carefully consider your options and know what you want from your retirement.

Deciding how to use your pension