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Retirement Income

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I’ve got a question about my quote
I’ve a question about my pension income or payments
I’ve got a question about my annuity
I want to make a complaint

Making a complaint

We know that sometimes things can go wrong. Our number one priority is to provide you with the highest level of customer service. If there’s a problem please let us know and we’ll try to provide a solution as quickly as possible.

We can usually resolve most issues straightaway, but owing to measures that we are taking to protect our employees and customers from the spread of COVID-19 across our business locations, this may take slightly longer than usual. If it takes longer we’ll contact you to let you know who will be dealing with it and what the next steps are.

After looking into your complaint we will respond as quickly as possible and keep in touch with you until your complaint has been resolved. If you disagree with our decision, feel we have misunderstood anything or you have any extra information please let us know.

You can contact us in the usual way, including by phone, letter or email. Relevant information should be in letters and documents you’ve received.

If it's not a retirement income product you are complaining about, please go to our main making a complaint contact page.

Our principles

To support our commitment to achieving an excellent customer experience you can expect us to meet these principles when dealing with your complaint:

  • We’ll treat you as an individual and with consideration.
  • We’ll empathise with your concerns and respond quickly.
  • We know your time is valuable, so we won’t waste it.
  • The person you speak to will be able to help with your complaint.
  • We give our people the support they need to do their job to resolve your complaint and if they can’t resolve it, they’ll take ownership and find someone who can.
  • We’ll do everything we can do to resolve your complaint.
  • We want to be fair to all our customers, and if we can’t resolve your complaint we’ll tell you why and tell you what other options you have.
  • We want you to tell us what you think.
  • We’ll aim to learn from what you tell us and take action to put things right.
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Later Life Mortgages

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Existing customer
New customers

Speak to us about our later life mortgages

To have a chat about your options for releasing equity from your home, or taking out a Retirement Interest Only Mortgage, call us on the number below.

A lifetime mortgage creates a debt on your home.

With a Retirement Interest Only Mortgage, as a last resort, your home may be repossessed if you do not keep up with payments

Call us

0808 115 8129

Monday to Sunday, 8:30am to 8:00pm

We may record and monitor calls.

I want to make a complaint

Making a complaint

We know that sometimes things can go wrong. Our number one priority is to provide you with the highest level of customer service. If there’s a problem please let us know and we’ll try to provide a solution as quickly as possible.

We can usually resolve most issues straightaway. If it takes longer we’ll contact you to let you know who will be dealing with it and what the next steps are.

After looking into your complaint we will respond as quickly as possible and keep in touch with you until your complaint has been resolved. If you disagree with our decision, feel we have misunderstood anything or you have any extra information please let us know.

If it's not a later life mortgage product, or our advice service  you're complaining about, please go to our main making a complaint contact page.

Our principles

To support our commitment to achieving an excellent customer experience you can expect us to meet these principles when dealing with your complaint:

  • We’ll treat you as an individual and with consideration.
  • We’ll empathise with your concerns and respond quickly.
  • We know your time is valuable, so we won’t waste it.
  • The person you speak to will be able to help with your complaint.
  • We give our people the support they need to do their job to resolve your complaint and if they can’t resolve it, they’ll take ownership and find someone who can.
  • We’ll do everything we can do to resolve your complaint.
  • We want to be fair to all our customers, and if we can’t resolve your complaint we’ll tell you why and tell you what other options you have.
  • We want you to tell us what you think.
  • We’ll aim to learn from what you tell us and take action to put things right.
Contact us about your rights in the privacy policy
Existing customers - accessibility support