Bank of Family

Download our latest research into how thousands of people are taking that first step onto the property ladder with the help of the Bank of Family.

Amid a cost-of-living crisis, families have had to ramp up their support for loved ones. Our latest research shows how Bank of Family lending in 2024 has provided more money than ever before to help family members get on the property ladder.

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Families will support a record 335,400 purchases in 2024.
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Only 1 in 4 Bank of Family lenders sought financial advice before offering support.

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BoF lending up by 69% in the last four years.

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Families supported 42% of all homes purchased by buyers under the age of 55.

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While half of parents and grandparents use cash savings to help loved ones, 12% are tapping into pension savings. 

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Pausing pension contributions for four years to save for a home could cost young buyers £31,868 in retirement savings.

£8.1bn

Family assistance will total a whopping £8.1bn this year

£10bn

Annual Bank of Family lending expected to surge to £10bn by 2025

£25,600

Parents and grandparents gift £25,600 on average

More resources

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Infographic

Download our Bank of Family infographic to read more about our latest research into family lending, and what it means for families across the UK.

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Guide to Gifting

If you’re thinking about gifting money to family, our guide will help you understand how best to support your loved ones. We look at ways to gift money, inheritance tax and the benefits of life insurance.