Our products

Pensions and retirement

Discover how our range of products could help you

Saving for retirement

Information on pensions and what it means for your future

Saving for retirement

Need to start a pension?

Our Stakeholder Pension lets you start saving from as little as £20 gross. You can set up a Stakeholder Pension for you or a child.

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Have a workplace pension?

Save with a workplace pension

Workplace pensions are one of the most effective ways you can save for retirement. Learn about making the most from a workplace pension and the benefits of saving now.

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Automatic Enrolment

Introduced by the Government to encourage and help people save more for retirement. Find out about Automatic Enrolment and how it can benefit you.

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Get an income

Our retirement income products could help you make the most of your pension pot

Pension Annuity

A lifetime annuity that will pay you a regular income for the rest of your life.

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Cash-Out Retirement Plan

Regular payments for a fixed term to maximise tax efficiency.

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Fixed Term Retirement Plan

Regular payments for a fixed term to maximise tax efficiency. Guaranteed maturity amount at the end of the term.

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See how others use their pension

Explore our case studies

See some of the options available and the important considerations to be aware of.

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How to use your home

Consider using a lifetime mortgage if you need extra money in retirement

Want to use your home to get more income?

Our Lifetime Mortgage lets you release money from your home without having to move.

A lifetime mortgage creates a debt on your home.

Lifetime mortgages 

Advice and guidance

Throughout your retirement you’ll still have some important decisions to make

Pension Advice & Guidance

We strongly recommend that you seek guidance from the Government's free and impartial service Pension Wise.

Jargon buster

We've done our best to avoid complex jargon but take a look at our jargon buster if you need more explanation on any terms we use.

Shop Around

It's important to shop around and get as much guidance and advice as you need before need before you make any decisions on what is best for you. Other providers may have more appropriate products or be able to offer a higher level of retirement income. 

Where are you on your retirement journey?

Information and tools to help you at every stage

Your retirement income

More money in retirement

Need some help?

Get answers to your frequently asked questions

Can't find the information you need online?