Who are The Retirement Lending Advisers?

The Retirement Lending Advisers (TRLA) are specialist regulated lifetime mortgage advisers. They're not part of Legal & General, they're a separate company.

You can only take out a lifetime mortgage through a lifetime mortgage adviser. If you don't have your own adviser, you could use TRLA to find out more and take out our Lifetime Mortgage.

TRLA can only advise on our products and won't charge you an advice fee.

If I use TRLA, how much money could I save?

The Retirement Lending Advisers (TRLA) only advise on our Lifetime Mortgage products and won’t charge you an advice fee. For those of our customers who used an independent adviser and were charged an advice fee, the majority paid £1,134 or more. This fee could have been saved if they had used TRLA to advise them on their Legal & General Lifetime Mortgage.

Savings are based on advice fees paid by Legal & General customers in 2017. Independent financial advisers can give advice on all lifetime mortgages available in the market. Advice fees vary and any actual savings will depend on your individual circumstances.

Frequently Asked Questions

Why do I need to get professional advice?

You can only get a lifetime mortgage through a specialist adviser. It's a big decision and they can help you review all of your options. An adviser will explain the features and risks of the product in detail and make a personal recommendation to you.

You can talk to your own adviser or we can put you in touch with The Retirement Lending Advisers, a separate company who only advise on our Lifetime Mortgages. If you use them, they won't charge you an advice fee.

Find out more about what to expect from an adviser.

What's the difference between TRLA and independent financial advisers?

Independent financial advisers can give advice on all lifetime mortgages available in the market. The Retirement Lending Advisers (TRLA) only advise on Legal & General Lifetime Mortgage.

How can I find an independent financial adviser?

Visit the  Link to Equity Release Council's website  where you can search for qualified advisers in your area.