Choose a personal pension investment option

Select one option to open your personal pension.

Pick your risk level

For customers who want to invest based on their risk level.

Choose from a small range of ready-made, diversified funds. Each fund matches a different level of risk. Our experts manage the investments for you.

Life-Stage Investing Plan

For customers who don't want to choose their own investments.

We automatically invest your pension in a diversified mix. It aims for growth when you're further from retirement, then gradually moves to lower-risk assets as you get closer, to help protect your savings.

Self-Select Fund

For experienced investors.

Choose a single fund from our wider range. This is for people who want to make their own investment choices.