Earl shilton building society
How to register with this lender as a new user
Complete the Legal & General Mortgage Club Submission Form and enclose it with each application
How to contact this lender
Telephone: 01455 849019
Email: richardcarson@esbs.co.uk or enquire@esbs.co.uk
Procuration Fees
| Fee received from lender (Gross fee) | We'll pay you (Net fee) | |
|---|---|---|
| All products | 0.400% +£50 (min £250, max £0) | 0.400% (min £250, max £0) |
| Product Transfers | 0.250% +£50 (min £250, max £0) | 0.250% (min £250, max £0) |
What makes us different?
Earl Shilton Building Society (ESBS) is one of the longest established building societies in the UK providing you with a competitive range of residential mortgages, coupled with a flexible and ‘common-sense’ approach to service, criteria and underwriting.
Here are a few key reasons to use ESBS:
- We do not credit score
- Applications assessed individually
- Flexible underwriting
- Can lend into retirement and to those working into later years (repaid by age 85)
- Interest only, up to 50% LTV or part and part for higher LTVs
- Self-build specialists - direct with broker not through third parties
- Properties subject to agricultural ties considered
- Section 106 restrictions considered
- Gifted deposits and gifted equity considered
- Adverse credit acceptable if cleared over three years ago
- 4 applicants
- Overpay up to 20% per financial year
- We lend throughout England and Wales