How to register with this lender as a new user
For access to our buy to let rates you can register online here.
Alternatively, you can manually fill in the broker registration form and email it through to the address at the top of the form.
If your brokerage is directly authorised you will need to complete the Intermediary agreement and email it through to Keystone.
How to add Mortgage Club as a payment route with this lender
Upon registering you will be asked to enter the information for your Network or Mortgage Club.
How to contact this lender
📞 0345 148 9086 option 1
📧 enquiry@keystonepropertyfinance.co.uk
💬 www.keystonepropertyfinance.co.uk
Telephone lines and online chat are open between 8:30am – 5:30pm.
Calls may be monitored or recorded for training purposes.
Procuration Fees
| Fee received from lender (Gross fee) | We'll pay you (Net fee) | |
|---|---|---|
| All products | 0.80% | 0.70% |
| Product Transfer | 0.450% | 0.400% |
| Product Transfer Plus | 0.55% | 0.50% |
| Buy to let | 0.80% | 0.70% |
| Refurb to let | 1.00% | 0.80% |
| Refurb exit | 0.55% | 0.50% |
| Buy to let - Product transfer | 0.45% | 0.40% |
Who we are
Keystone Property Finance is a specialist buy to let lender for the intermediary market only.
We are known as one of the go-to lenders for brokers who have complex landlord clients that are looking to finance standard and specialist BTL properties.
What we do
The highly experienced team of business managers are available to assist brokers to place their clients complex buy to let cases, including higher yielding properties such as HMOs & multi-unit freeholds and multi layered company structures.
We use a cloud-based AIP and application system which is available 24/7 and so enables brokers to transact their cases quickly and efficiently.
Keystone provides solutions and funding for:
- HMOs up to 15 occupants
- Multi-units up to 15 units
- Product Transfers
- Product Transfer with additional borrowing
- Refurb to Let
- High-rise flats
- Flats above commercial
- Studio flats - min 30sqm
- Ex-Local Authority properties
- Students as tenants
- Multi-let (no HMO licence required)
- Universal Credit Tenants
- Minimum property value - £75K
- First-time landlord for standard properties
- First-time landlords on HMO/Multi units up to 6 occupants/6 units
- Maximum £2.5m loan per single property