The Mortgage Works

How to register with this lender as a new user

Visit TMW and complete the online registration form.  When asked during the registration process please select Legal & General as your mortgage club.

How to add Mortgage Club as a payment route with this lender

If Legal & General do not show as a payment route please Email TMW to request this to be added.

How to contact this lender

Contact us

Broker Chat is an online instant messaging service open until 5pm, Monday to Friday. It is a quick and convenient way to speak to one of our experienced advisers. You can get guidance with any of the following:

  • Lending criteria
  • Products
  • Procuration fees
  • Registrations
  • Technical support.


Broker Chat also gives you the ability to save a record of your online conversation.


Tel: 0345 600 31 31 

The Mortgage Works (TMW)

The Mortgage Works is a wholly owned subsidiary of Nationwide Building Society and has been offering mortgages for over 30 years. Decades after our first loan to a landlord, we’re still working hard to bring you the best of buy to let. A lot has changed, but we’re still as dedicated to supporting landlords and our brokers as we’ve always been. Crafted products. Competitive pricing. Clear criteria. An enduring commitment to helping you help your clients. We work so The Mortgage Works.

Products & Features

  • No minimum personal income requirements
  • No maximum age for Experienced Landlords at 65% LTV or less.  For other applicants/LTV, maximum age at application is 70 years
  • No limit on number of properties
  • Lower rate tax payer proposition (125% interest cover ratio)
  • Buy to Let and Let to Buy products up to 75% LTV, with a range of product fees to suit your clients’ needs
  • Limited Company proposition with products available up to 75% LTV and 125% Interest Cover Ratio
  • Portfolio landlords accepted, with no limit on number of properties held by landlord
  • Green Further Advance mortgage available to support your clients in improving the energy efficiency of their properties.

Submit applications through TMW Online

TMW Online is our online service for intermediaries providing you with everything you need to complete a fast application:

  • Submit your clients’ applications easily
  • Download and print case documents online for your compliance records
  • Electronic decisions in principle
  • Case tracking – updated every 10 minutes
  • Dynamic form filling
  • Upload proofs to TMW Online using our document upload facility.


Supporting you and your clients

TMW has a network of field and telephone based Business Development Managers covering the UK along with telephone based, regional Business Development Advisers committed to meeting your business needs.

Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
Large portfolio Products0.540%0.490%
Limited Company Buy to Let0.540%0.490%
Buy to Let0.440%0.390%
Switcher Product Advance0.200%0.190%