The Mortgage Works

How to register with this lender as a new user

Visit TMW and complete the online registration form.  When asked during the registration process please select Legal & General as your mortgage club.

How to add Mortgage Club as a payment route with this lender

If Legal & General do not show as a payment route please Email TMW to request this to be added.

How to contact this lender

Broker Chat is an online instant messaging service open until 6pm, Monday to Friday. It’s a quick and convenient way to speak to one of our experienced advisers. You can:

  • Ask about your new lending questions
  • Save a record of your online conversation
  • Give instant feedback on your Broker Chat experience


Useful links


Submit a case and case tracking:


Tel: 0800 545 31 31

Option 1: Products, criteria and BDM Support
Option 2: System support
Option 3: Updates on submitted case


The Mortgage Works (TMW)

The Mortgage Works is a subsidiary of Nationwide Building Society and has been offering mortgages for over 30 years. Decades after our first loan to a landlord, we’re still working hard to bring you the best of buy to let. A lot’s changed, but we’re still as dedicated to supporting landlords and our brokers as we’ve always been. Crafted products. Competitive pricing. Clear criteria. An enduring commitment to helping you help your clients. We work so The Mortgage Works.

Products & Features

  • No minimum personal income requirements
  • No maximum age for Experienced Landlords at 65% LTV or less. For other applicants/LTV, maximum age at application is 70 years
  • No limit on number of properties
  • Lower rate tax payer proposition (125% interest cover ratio)
  • Buy to Let and Let to Buy products up to 80% LTV, with a range of product fees to suit your clients’ needs
  • Houses in multiple occupation (HMO) products available up to 75% LTV
  • Limited Company proposition with products available up to 80% LTV and 125% Interest Cover Ratio (170% for HMOs)
  • Portfolio landlords accepted, with no limit on number of properties held by landlord.

Submit applications through TMW Online*

TMW Online is our online service for intermediaries providing you with everything you need to complete a fast application:

  • Product selection tools
  • Electronic decisions in principle
  • Full signature less applications
  • Electronic identity
  • Case tracking – updated every 10 minutes
  • Case cloning
  • Scan and attach documents.

*Limited Company applications can only be submitted by using our editable Limited Company application form.

Supporting you and your clients

TMW has a network of field and telephone based Business Development Managers covering the UK along with telephone based, regional Business Development Advisers committed to meeting your business needs.

Contact us

Broker Chat is an online instant messaging service open until 6pm, Monday to Friday. It is a quick and convenient way to speak to one of our experienced advisers. You can get guidance with any of the following:

  • Lending criteria
  • Products
  • Procuration fees
  • Registrations.

Broker Chat also gives you the ability to save a record of your online conversation.


Tel: 0800 545 31 31

Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
Buy to Let0.440%0.390%
Switcher Product Advance0.200%0.190%
Large portfolio Products0.540%0.490%
Limited Company Buy to Let0.540%0.490%