The Mortgage Lender

How to register with this lender as a new user

How to register with this lender:

Click here to register with us 

How to add Mortgage Club as a payment route with this lender

Use our Submission Route Guide to register Legal & General Mortgage Club as your payment route. 

How to contact this lender

If you’re a mortgage intermediary and have a case to discuss, call us on 0344 257 0418 or email sales@themortgagelender.com Alternatively, find your local BDM here.

Who we are

People in our industry talk about ‘specialist lending’. And sure, technically that’s what we do, but ‘specialist’ isn’t how we see ourselves. Ditch the industry chat and our business is simple — it’s just lending for real life.  

Ours is a world of individuals - everyone is unique. We help people with unique circumstances into the homes of their dreams. Supporting the self-employed, the entrepreneurs and the buy-to-letters - that’s real life lending. 

Key features - Top4 USPs  

  • Self-Employed
  • Complex Incomes 
  • Adverse Credit
  • BTL 

What we do

Real life is complicated, but lending doesn’t have to be. Our range of mortgages are designed for those with complex circumstances; for the entrepreneurs, the creatives, the self-employed and those on commission and bonuses. 

We can help the first-timers and the re-mortgagers too. That’s more cases, and potentially more business for you – including Shared Ownership, Interest Only and Large Loans. 

We specialise in 

  • Self-employed
  • Complex incomes
  • Contractors
  • Credit Impairment

Landlord 

  • Available to Individuals & Limited Companies 
  • No minimum income
  • Communications and utilities arrears and defaults not treated as impaired credit
  • Max age 80 at application and 95 at the end of the term  

Useful links:

https://www.themortgagelender.com/ 

https://www.themortgagelender.com/residential 

https://www.themortgagelender.com/residential/lending-criteria 

https://www.themortgagelender.com/residential/product-range  

https://www.themortgagelender.com/buy-to-let 

https://www.themortgagelender.com/buy-to-let/lending-criteria  

https://www.themortgagelender.com/buy-to-let/product-range 

Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
Residential0.600%0.500%
Buy to Let0.600%0.500%
Product Transfers0.30%0.27%