How to register with this lender as a new user
Go to https://zephyrhomeloans.co.uk/ and select Register – the link is on the menu bar at the top of every page.
How to add Mortgage Club as a payment route with this lender
Once you have registered, login in to our online portal
We’ve got Buy-to-Let lending covered from A-to-Zephyr
We’re a dedicated buy-to-let lender, providing a range of mortgage products focused on meeting the needs of professional property investors.
The buy-to-let market is evolving and becoming more complex, especially regarding tax rules and regulations.
We’re here to support intermediaries by staying one step ahead of the market,offering proactive guidance and providing mortgage solutions that will help you meet the needs of your clients.
Product and Criteria Highlights
- Landlords with DSS tenants accepted
- UK permanent Right to Reside
- Minimum of one full year’s trading required for Self employed and Contractors
- No minimum income for Standard applications, £25K gross for professional landlords
- Income top-ups acceptable
- Maximum age 95 years at completion of mortgage
- HMO’s to 6 bedrooms
- MUFB’s – up to 6 units
- Flats above commercial Properties
- Ex-Local Authority & Deck Access
- Large loan Size – up to £2,000,000
- Up to 75% LTV
- Unlimited background portfolio
- Minimum property value £75K for standard properties and FACs, £100K for HMOs and MUFBs
- Minor adverse considered
Links to important docs
|Fee received from lender
|We'll pay you
|Buy to Let||0.500%||0.450%|