New to Second Charge?
Mortgage advisers can choose to either provide advice on Second Charge mortgages themselves, or introduce their customers to a third party specialist who will identify where a Second Charge loan may be suitable.
If you want to keep advising your client and source the right solution directly, we have a select number of lender partners that specialise in Second Charge.
If you would prefer to refer your client to a Second Charge specialist, you can choose from one of our trusted partners.
Created through the European Mortgage Credit Directive, Second Charge mortgages have opened up new opportunities for mortgage brokers to help their customers. The Second Charge market is regulated, with the First Charge market, under MCOB and it gives customers more choice on how they raise funds secured on their homes.
There are a number of reasons why a customer may benefit from a Second Charge loan rather than a remortgage or a further advance. A Second Charge loan can be used for almost any legal purpose so it is important that customers are given the choice.
Our panel of Second Charge Lenders have been selected for their expertise in this market and their products are on sourcing systems so it is easy for you to compare.
You can choose to advise your client yourself and source the right solution through our lenders directly, or you can refer your client to one of our trusted partners who can deal with the lender on your behalf and help you advise your client.
This website is designed to give professional financial advisers information and tools that they can use to help control and develop their business and should not be relied upon by private investors or any other persons.