A couple with an adviser

A vision for retirement

We explore the multitude of solutions that are available and how they can be layered together for a better blend of security, flexibility and control.
Man with child

Leaving a legacy
Women looking out

Physical and mental health in retirement

Generally, people can expect to spend part of their years after age 65 in poorer health. We discuss the implications.
Couple on a beach

Patterns of expenditure

We consider the ways to build flexible retirement plans to help you provide financial security for your clients throughout their changing circumstances and expectations in retirement.