Looking for a survey
Choose from five different survey reports for detailed information about the state of a property, any defects or work that needs to be carried out, before you buy.
Lifetime Mortgages
A loan secured against your home where you don’t have to make monthly payments.
A form of equity release. The amount borrowed plus interest doesn’t need to be repaid until you die or move into long-term care.
You can use the money to repay an existing mortgage or spend it on something else.
The amount you can borrow is determined by your age and property value and there’s no affordability assessment. You have the option to pay all, some or none of the interest.
Retirement Interest Only Mortgage
A loan secured against your home. You have to pay to the monthly interest.
A type of residential mortgage, the amount borrowed doesn’t need to be repaid until you die or move into long-term care.
You can use the money to repay an existing mortgage or spend it on something else.
The amount you can borrow is determined by an affordability assessment to ensure you can afford the monthly interest payments and up to 60% of the value of your home.
As a last resort, your home may be repossessed if you do not keep up the payments.