A loan secured against your home, for ages 55+

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Pay off your existing mortgage

Release tax-free cash from your home and use the money you've borrowed to pay off your existing mortgage.

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No need to downsize

With a later life mortgage, there's no need to move out of your home.

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No fixed term

The loan is repaid from the sale of your home when the last borrower dies or moves into long-term care. 

Equity release calculator

This calculator helps you see how much equity you could release with a lifetime mortgage, a loan secured against your home. We’ll ask you to register your details so we can show you the calculation. You may also receive a call from us to assist you with your enquiry.

My date of birth is
/ /
My postcode is
My home is worth around

I'm looking to release

This is a guide to the lifetime mortgage products we offer, and not advice or a personal recommendation. You can only buy a lifetime mortgage through a financial adviser.

If we call, we’ll use your address to look up your property to assist with your enquiry.

Looking for an interest only option?

A Retirement Interest Only Mortgage is a loan secured against your home. You have to pay the interest off monthly, but the full amount of the loan isn't usually repaid until you die or move out of the home into long-term care. As a last resort, your home may be repossessed if you do not keep up repayments.

If you're looking to release some money from your home to pay off an existing mortgage, this is one of the options available to you.

"When I found out about lifetime mortgages, I thought this was very interesting because I can stay in the place that I love... It takes the pressure off, and allows me to continue a great quality of life."

- Robert, Brixton

Still of Robert in kitchen, with 'Play' button overlaid
Omar adviser on tablet

"Everyone I’ve spoken to at Legal & General, all the way through, has been nothing other than a pleasure."

Make your first step today and call us for a no obligation chat. We're happy to answer any questions you have.

0808 163 41520808 163 4152

Monday to Friday 9am - 6pm,
Saturday 9am - 1pm. We may record and monitor calls.