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What happens to your workplace pension when you leave?

Looking to leave your employer and not sure what happens to your Legal & General workplace pension? Find out more about your options and the benefits of staying with us

When you leave your employer for a new job, your existing Legal & General workplace pension will remain invested and will continue to benefit from any investment growth.

We'll continue to deduct any charges that are relevant to your contract. Your old employer will no longer make contributions but there are still options available to you.

Your options

What are the benefits of staying with us?

  • You're able to access a wide range of funds to invest your pension savings in
  • Flexible ways of taking your benefits
  • You can transfer in other defined contribution pensions from other pension schemes
  • Access to the your online account portal to view your savings, change funds and update your details in the years before you start accessing your pension pots.

What can I do with my current workplace pension?

Manage your workplace pension

  • View the value of your pension pot and change how it is invested
  • Start or manage your pension contributions
  • View your policy
  • Keep your personal details up to date

Retirement planning tool

Use our retirement planner to see if your pension savings are on track. You can explore your options for taking your money and experiment with the income you could achieve.

Leave it invested

Unless we hear from you, your pension pot will automatically stay invested in your existing scheme. You can view the value of your pension pot and change how it's invested at any time by logging in or registering to your online account.   

Continue your own pension contributions

Your workplace pension doesn’t have to remain static once you leave your workplace.

If you wish to continue your existing payments or you have not paid into your plan before and would like to, please call us on 0345 070 8686 to set up payments from a personal bank account.

It’s important that your records are kept up to date so we can keep in touch with you regarding important information about your pension plan. If your personal details change at any point, please let us know by updating your details on your online account. 

Option to consolidate your pensions

Leaving your pensions where they are can make it harder to keep on top of them. Why not consider transferring your old pensions into a single account to simplify your pension savings.

Aged 55 or over and ready to access your pension pot?

Find out more about your retirement options by booking an appointment with Pension Wise. Pension Wise is a government service from MoneyHelper that offers free, impartial guidance. To book an appointment you can call 0800 138 3944 or visit their website.

Alternatively, we can help you understand the different ways you can use your pension to get an idea of what pension product might work best for you and the lifestyle you would like to lead in your retirement. Other providers may have products more suited to your needs or be able to offer a higher level of income.


Yes. You can keep paying into your Legal & General pension whether or not you’re still at the workplace where it started. You can do this by logging into your online account.

To find out how much you currently have in your workplace pension pot you can register or log in to your online account. You’ll also be able to see how it is being invested. 

You can usually access the money in your pension pot from the age of 55. Take time to compare all your options for using your pension pot, across different providers and products to decide what option would be the best for you. 

Need help?

Making well-informed decisions about how to finance your retirement is important so it’s worth shopping around and using available guidance and advice.

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Retirement guidance

Pension Wise from MoneyHelper

The government’s free and impartial service, offering guidance to make money and pension choices clearer.

To find out more or book an appointment online click below or call.

0800 138 3944

8am to 6.30pm, Monday to Friday.
Calls may be recorded and monitored.

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Send us a secure message

If you have any questions, you can send a secure message through your account. Use the link below to log in.

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Get financial advice

Financial advisers can give you professional advice for pension planning.

You usually need to pay for their service and in return they recommend how to make the most of your pension given your circumstances.

To find and compare financial advisers please visit their website below.